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credit score recently reduced by long term issue

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  • sourcrates
    sourcrates Posts: 31,800 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 31 October 2021 at 8:46PM
    Thank you, to be honest this is why I asked for advice as I wondered why now this has appeared as this is going back to 2010!
    Do I just write to the mortgage/loan company and ask them to remove it?
    I have not done this before so not sure how to go about this.   
    I`ll look around for a suitable template letter for you, that you can either send or email, if I can`t find anything suitable, I'll` knock up a letter for you tomorrow.

    Its a data protection issue, so you need to be quoting the correct chapter and verse.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Thank you so much, I really do appreciate that 
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