Will address

LittleMissDetermined

Hi all 

I've searched to see if this question has been asked before, but I can't find anything.  After my mum passed without a will and the nightmare that was probate, I wrote a will and lodged it with the probate service.  My will is simple, I have no children and in the event of death my OH gets everything or my sibling does in the event of a joint death so there were no need for solicitors etc. 

I have googled and now am more confused than before, so I thought I would ask here... Now that I have moved house, do I need to update my will with my new address if nothing else has changed?

Would be grateful for advice.
LMD x

Robin9

With one caveat - does your will say I leave 14 Acaia Avenue          or simply my assets ? 

No need to redo your will but perhaps include some copy correspondence - legals proving you have moved.

LittleMissDetermined

Thanks Robin9. No specifics about the house were included in terms of bequeathal, it just refers to my estate.  

The cost to update is low (£20 ish), because I can do it myself, so to include house move docs I would need to pay the probate fee regardless. Maybe I'll just do it and then I don't have to think about it anymore. I was up last night worrying about it for some reason

LMD x

Keep_pedalling

What happens to your estate if both your OH and brother die before you? 

LittleMissDetermined

This is a good question, something I probably thought I would deal with if that event were to happen as they are obviously both named in the will. 

I guess it would be split equally between my nieces and nephews. Perhaps if I’m updating I will add that caveat. 

LMD X

Keep_pedalling

LittleMissDetermined said:

This is a good question, something I probably thought I would deal with if that event were to happen as they are obviously both named in the will. 

I guess it would be split equally between my nieces and nephews. Perhaps if I’m updating I will add that caveat. 

LMD X

This is why it is advisable to have a professionally made will. A solicitor will cover all the what if situations that you have not thought of. You and you main beneficiaries are all of the same generation so there is a high risk that you could out live them, and there is also the possibility that you might not have the metal capacity to make the necessary changes when needed. 

 

Langtang

Keep_pedalling said:

What happens to your estate if both your OH and brother die before you? 

How far down that potential rabbit hole does one go? We've just made our wills, beneficiaries are ages with us, so we have secondary beneficiaries but what if they die before 1st beneficiaries? How many levels do you go down?

Keep_pedalling

Langtang said:

Keep_pedalling said:

What happens to your estate if both your OH and brother die before you? 

How far down that potential rabbit hole does one go? We've just made our wills, beneficiaries are ages with us, so we have secondary beneficiaries but what if they die before 1st beneficiaries? How many levels do you go down?

If I did not have children, it would be 1. spouse, 2. Split between sibling and charity, 3. Split between charity and siblings children, 4. Everything to charity. 

Mojisola

Langtang said:

Keep_pedalling said:

What happens to your estate if both your OH and brother die before you? 

How far down that potential rabbit hole does one go? We've just made our wills, beneficiaries are ages with us, so we have secondary beneficiaries but what if they die before 1st beneficiaries? How many levels do you go down?

We leave everything to each other, next in line are children (with their share going down the blood line if they die before us) and then we have a 'disaster clause' which distributes between nephews and nieces if everyone else has died. 

LittleMissDetermined

Mojisola said:

Langtang said:

Keep_pedalling said:

What happens to your estate if both your OH and brother die before you? 

How far down that potential rabbit hole does one go? We've just made our wills, beneficiaries are ages with us, so we have secondary beneficiaries but what if they die before 1st beneficiaries? How many levels do you go down?

We leave everything to each other, next in line are children (with their share going down the blood line if they die before us) and then we have a 'disaster clause' which distributes between nephews and nieces if everyone else has died. 

This seems a sensible approach, thanks