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How important is a survey?

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  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Even survey's have limitations and will put in caveats like, consider getting x checked or a specialist survey for Y done. 
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pinkshoes said:
    The person that bought our 1970s semi paid over £1000 for a survey. The guy spent about 2.5 hours poking round the house and writing notes, but he did NOT move any furniture, lift anything, look under anything etc... all observations were just from standing and looking.

    For £1000+ they were told nothing they couldn't have found themselves by making the same observations.

    On that basis, we didn't get a survey on the 1980s detached house we bought. We found a checklist online and went through it ourselves.

    The only thing we missed was there being no thermostat for the boiler (so no control of hot water and heating, other than on or off). I'm not sure the survey would have picked that up.
    Which is exactly what they are allowed to do, it's purely a visual inspection. No moving things, no dismantling.
    No free lunch, and no free laptop ;)
  • pinkshoes
    pinkshoes Posts: 20,525 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    macman said:
    pinkshoes said:
    The person that bought our 1970s semi paid over £1000 for a survey. The guy spent about 2.5 hours poking round the house and writing notes, but he did NOT move any furniture, lift anything, look under anything etc... all observations were just from standing and looking.

    For £1000+ they were told nothing they couldn't have found themselves by making the same observations.

    On that basis, we didn't get a survey on the 1980s detached house we bought. We found a checklist online and went through it ourselves.

    The only thing we missed was there being no thermostat for the boiler (so no control of hot water and heating, other than on or off). I'm not sure the survey would have picked that up.
    Which is exactly what they are allowed to do, it's purely a visual inspection. No moving things, no dismantling.
    Which is exactly why we didn't bother getting one! Over £1000 for some bloke to walk round with a check list and do a visual inspection that I could easily do myself. :D

    I was actually really surprised at how much was charged vs what they didn't actually do! 

    He then "advised" the buyers of all these things, most of which they were already aware of (no door on a bedroom, old style consumer unit, the roof of the extension was flat and would need looking at etc...), and the rest they could have spotted themselves with the right check list.

    The £1000 could have been much better spent on something else.
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • Scotbot
    Scotbot Posts: 1,534 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 28 October 2021 at 4:02PM
     Depends on the age of the house and your skillset. My knowledge of building work was pretty poor, my survey cost a few hundred quid but I used it to negotiate a 5k reduction in price so well worth it. 
  • nimbo
    nimbo Posts: 3,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I paid £610 for a level three on a building built in the 1800’s and converted in 1985. 

    The asbestos may be in the walls I expected. The house may have some kind of damp i expected. (So long as I ventilate and keep warm he recommends I do nothing). I reckon if you wave a damp metre round in any house in October you’ll find some damp. 

    The beam in the roof needs some extra support I didn’t expect. Marked as urgent. Photos show well the gaps. (I never would have understood the importance of this). 

    The lead flashing and pointing need remedying over the kitchen roof I wouldn’t be able to see as he used a drone. 

    Personally i feel it was £610 well spent (it’s less than 1% of the purchase price). I get my car serviced it kind of seems the same to me. Only the house is worth more and I’d be really gutted if the roof blew off. 

    Stashbuster - 2014 98/100 - 2015 175/200 - 2016 501 / 500 2017 - 200 / 500 2018 3 / 500
    :T:T
  • I would say that if you decide you are going to do a survey, I’d pay the extra and get a full/level 3, not a Homebuyers/level 2 as you get far more detail and advice/guidance. But obviously entirely up to you, I sense you’re leaning towards perhaps not having one from your previous comments! Good luck with your purchase  whatever you decide 
  • davilown
    davilown Posts: 2,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    We were cash buyers and didn’t get a survey - after doing up 3 houses, I was relatively confident about what I was looking for. Also took my old man with us on the second viewing to look for anything I may have missed.

    As long as your happy with what you see then go for doing it yourself. Any survey will always have reds for electricals and gas.
    30th June 2021 completely debt free…. Downsized, reduced working hours and living the dream.
  • Thanks all, again.
    It's the most modern house I've ever owned (previously I've renovated a 300 year old cob cottage in Devon, an old estate workers house in Northumberland, a house made from three 17th century labourers' cottages, and an Edwardian townhouse). This one is only about 20 years old, the kitchen doesn't have a mark on it, the bathroom is spot-on, the carpets and paintwork are less than a year old. There's no damp, it's double-glazed, everything is tickety-boo. Even the garden is in pretty good shape.

    Maybe I should get a survey done, just to give me something to do...

    No longer a spouse, or trailing, but MSE won't allow me to change my username...
  • badger09
    badger09 Posts: 11,568 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks all, again.
    It's the most modern house I've ever owned (previously I've renovated a 300 year old cob cottage in Devon, an old estate workers house in Northumberland, a house made from three 17th century labourers' cottages, and an Edwardian townhouse). This one is only about 20 years old, the kitchen doesn't have a mark on it, the bathroom is spot-on, the carpets and paintwork are less than a year old. There's no damp, it's double-glazed, everything is tickety-boo. Even the garden is in pretty good shape.

    Maybe I should get a survey done, just to give me something to do...

    Nah.
    Save your money for nice things to your own taste, like new lamps, curtains or artwork. Its the start of the next phase in your life - enjoy it!
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