Help!!! Help!!!! Just Crashed a Courtesy Car - Help!! Help!!!

pompeyrich

shelly wrote: »

How many co's did you call whilst shopping around? I had quite a big claim in May of 2006 but when renewal came round in November 2006 I shopped around and changed co's no problem at all even though the claim was 6 months old.

Quite a few, it was pre-internet days so probably didn't cover everyone as you could today. NCD protection is, in my opinion, bordering on a con, as it leads you to believe that everything will be the same after a claim, as it was before the claim. Yes your NCD is still 65% or whatever but the base premium can rise drastically, so you end up out of pocket.

roney

So this CDW - Does that mean I am covered in respect of any damages caused on the Rented Car?

shelly

pompeyrich wrote: »

Quite a few, it was pre-internet days so probably didn't cover everyone as you could today. NCD protection is, in my opinion, bordering on a con, as it leads you to believe that everything will be the same after a claim, as it was before the claim. Yes your NCD is still 65% or whatever but the base premium can rise drastically, so you end up out of pocket.

I understand what you are saying about the base premium rising after a claim and it did but we fully expected it. I shopped around and paid less with the new co than we paid the year before. Our insurance got cheaper after the claim. I think you were very unlucky.

pompeyrich

shelly wrote: »

I understand what you are saying about the base premium rising after a claim and it did but we fully expected it. I shopped around and paid less with the new co than we paid the year before. Our insurance got cheaper after the claim. I think you were very unlucky.

Sounds like I was, or you were lucky, as I said it was a while ago and maybe I gave up too easily after answering the same questions time and time again and getting the same response. Glad to hear your cloud had a silver lining !!