Stolen debit card - new type of fraud

Sensory

MalMonroe said:

The most disturbing part of this for me was  - " A young chap claiming to be French (but looked Asian)".

"A young chap" would have done. No need to qualify what you judged his heritage to be. You can be scammed by absolutely anyone, of any nationality or colour or gender or age.

Someone comes up to me and asks to 'borrow' my bank card. Yeh, right. 

And, not being rude but you were in central London. Before you got on a train could you have gone into a branch and reported the card stolen? I know you didn't have any details on you but could they have possibly traced you through your name, dob and other security info?

There are many French citizens of Asian descent, but I don't think spenderdave meant any offence. In fact, nonconforming to a stereotype may have actually engendered feelings of cognitive dissonance furthering passive compliance.

How familiar are you with the immediate feelings of a victim after being defrauded on the street? Without a phone at hand, would it be to find a branch of one's bank in an unfamiliar city, assuming a branch was even open? One doesn't think clearly in those situations; acting on instinct over intellect. Wanting to get home immediately? Absolutely.

born_again

AskAsk said:

what's the ATM version?

While you are at the ATM someone watches you enter your pin, then 2nd person comes up says not working, often puts a paper over the keys to cover them cancelling the transaction and getting card. Then they walk off while person scratches their head where their card is.
Your card is already in another ATM getting your daily limit out..

Which is always cover the keypad so no one can see your PIN. If anyone comes up while you are at a atm hand over keys & tell them to do one...

[Deleted User]

EssexHebridean said:

profile/Deleted User said:

'he managed to get me to put my card in the phone and even sillier type in my pin.'

Absurd, i don't believe a word of it.

And there is absolutely no obligation on you to do so. There is also absolutely no need for you to voice your cynicism over it either - just comes across as a slightly petty swipe at the OP.  

He put his card on the phone, and then his PIN. I stand by my believe that it's not credible: not cynicism, more realism.

RG2015

profile/Deleted User said:

EssexHebridean said:

profile/Deleted User said:

'he managed to get me to put my card in the phone and even sillier type in my pin.'

Absurd, i don't believe a word of it.

And there is absolutely no obligation on you to do so. There is also absolutely no need for you to voice your cynicism over it either - just comes across as a slightly petty swipe at the OP.  

He put his card on the phone, and then his PIN. I stand by my believe that it's not credible: not cynicism, more realism.

Yes, but you are accusing the OP of lying.

Why would you want to do that?

Shakin_Steve

Sounds completely plausible to me. The OP's actions may seem a little naïve but, when you are nervous because you are questioning your own actions, it's hard to keep a handle on the things going on around you. He was obviously scammed by someone who knew that, even if things went wrong, all they had to do was walk away calmly.