My zero balance CC is offering a poor 0% offer, better offer on same card available on sites.

TimorDan

Credit Karma is recommending to me:

Virgin Money 27 month Balance Transfer Card

• 23.9% APR (variable)

• 27 months of 0% on balance transfers

• 1.20% balance transfer fee

It says: 100% likely to be approved and you'll get these rates

But I already have a Virgin Money Credit Card with zero balance and a £14,000.00 credit limit.

In the app, it is only offering me: 0% until 30 Nov 22 with 3.5% fee,

Do you think I'll be turned down if I apply for this offer via the site?

Would I be better going for another card? But that would increase my credit on hand even higher.

[Deleted User]

You should check on the Virgin site not what Credit Karma is trying to tell you as they don't issue the card. Doesn't matter where you apply from, Virgin will make the decision