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Will Virgin extend my 0% offer?
landghove
Posts: 26 Forumite
in Credit cards
Have an £8K credit line, current balance £800 and deal ends December....anyone had any luck extending as I'm thinking of a big purchase...I tried to call but got told by the robot 1hr+ wait time...
0
Comments
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Very unlikely as there's nothing in it for them.1
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Lenders don't want to extend the 0% interest offer because, as zx81 says above, there's nothing in it for them.
Martin always suggests trying to get a new 0% transfer balance deal from a different lender just before your current offer ends. Or paying off the balance, whichever is easier.
If they extend it for one, they'd be obliged to extend it for all - and they won't make any money out of us that way. You could try phoning them though - and if they say yes please will you let me know as my Virgin 0% transfer deal ends at the beginning of next year and I wouldn't mind extending it for a few more months.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.1 -
Just transfer it to ANY other credit card (with 0% fees), interest rate isn't that important because it won't be there for long, then back to Virgin if they are offering the best rate/deal you can obtain at the moment.1
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