MSE Experian File

FindMyWayBack

Hi, does anyone else think that the affordability report is wrong? I have put in the figure with no commas, or decimal point and pence, it is reading it wrongly? It is only on the MSE report that it says my affordability is low, I know it isn't, can't understand it.

sparklep0ny

They don't lend money. What they think of your affordability is irrelevant.

FindMyWayBack

Well yes, I know it is, but it leads to the MSE report of which cards/loans they think you will be eligible for and they all say very low percentage or no chance, even on ones I have recently applied for and got.... what on earth is the point of the eligibility checker on here, if it doesn't work properly.

adamp87

FindMyWayBack said:

Well yes, I know it is, but it leads to the MSE report of which cards/loans they think you will be eligible for and they all say very low percentage or no chance, even on ones I have recently applied for and got.... what on earth is the point of the eligibility checker on here, if it doesn't work properly.

As mentioned above they don’t lend money. They set up the checker with their own data. It is working properly.

If you want to get the more accurate check, go directly to the creditor and run an eligibility check with them.

FindMyWayBack

'They' meaning this site?
Well how utterly ridiculous.
And Martin Lewis condones this? 
Yes I know how it all works and that's how I knew it was wrong because I ran soft checkers and secured cards independently, after checking my reports and revolving ratio etc.etc.
Thank you for your comments.

sparklep0ny

FindMyWayBack said:

'They' meaning this site?
Well how utterly ridiculous.
And Martin Lewis condones this? 
Yes I know how it all works and that's how I knew it was wrong because I ran soft checkers and secured cards independently, after checking my reports and revolving ratio etc.etc.
Thank you for your comments.

ML doesn't care, he sold the site for a packet years ago.  He's just a figurehead now.

[Deleted User]

FindMyWayBack said:

'They' meaning this site?
Well how utterly ridiculous.
And Martin Lewis condones this? 
Yes I know how it all works and that's how I knew it was wrong because I ran soft checkers and secured cards independently, after checking my reports and revolving ratio etc.etc.
Thank you for your comments.

This site gets commission from referral links, hence they are incentivised to suggest applying for cards you're probably going to get rather than recommending only cards you are highly likely to get

FindMyWayBack

Again, yes, I understand all that.
The issue is it says my affordability is weak and no cards will want me, and that is totally wrong, anyway never mind because as others have said it's all fake anyway. 
Good job I know how to deal with my own affairs and not rely on all this fake stuff.