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IVA early settlement loan (sprout)

Hi,

I've been contacted by my IP to discuss an early settlement loan via Sprout Loans.

I'm 42 months in and have not missed a payment, they contacted me around the 30 month point.

Does anyone have experience of using these? Any success, positives or pitfalls?

I was hoping that this might keep my IVA to the five year mark rather than have it extended? But that might be a little optimistic.

Thanks

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