Mum wants to transfer house deeds to myself after dad has died.. best way to do it for her?

welshlad46

The WILL company she has recently used is sovereign will? They had good reviews and I believe the new finalised has been done and returned to her. They did ask about the house but as I mentioned she said to leave it out as she wanted it swapped over but would it be worth re doing the WILL or updating it so the house is mentioned. It is all very hard to understand and process and she just wants the best for keeping the house in the family and I just want what is best for her obviously 

elsien

theoretica said:

welshlad46 said:

But what would have to be done for it to end up transfered to me for say.. when she does die? Would it need to be in her WILL? I always said if i fell out with her or anything like that the house is still hers and i would never touch it.. she has lived there all her married life and as far as im concerned it is always going to be hers until her time is up

It doesn't need to be specifically mentioned in the will - there is, as a standard part of a will, a bit that says what is to happen to 'everything else I own'.  The house will just be included with that - as will her favourite teapot that she didn't mention in the will either!

OP, did you read this post. That type of clause would cover any property she owned at the time of her death, without the address being specifically mentioned.  If that is what her will says,  there is no need to change anything. 

calleyw

To stop this in it's track just don't sign any paperwork for the transfer of the house.  As then it can't happen. And be straight with her as to why you don't want this to happen.

I am guessing that your mother would still want to live in the property.  As has been mentioned before it would be a gift with reservation and makes things messy.  Can she afford to pay market rent? as she would get no help with rent as she owed the property. If you are married your mother does understand that it become a asset of the marriage if in your name if you divorce.

I think the grief is not making her think clearly.  So let the dust settle and see what happens in a say 6 months time.

user1977

welshlad46 said:

They did ask about the house but as I mentioned she said to leave it out as she wanted it swapped over

Have you actually seen the Will? If so, what does it say about the house?

If you haven't seen the Will, then we're all playing Chinese whispers here.

3card

Sorry for your loss
Back in 2014 my Dad passed away aged 91 and luckily both my parents had made wills leaving each of their 50% of the house to their children.
So my Dads share was left to us equally on the understanding Mom was able to stay in the house as long as required.
Within a few months my Mom had to spend quite a bit of time in hospital and this led to her moving into a care home. The house was valued at the a modest £80 so as you can see they were not a wealthy set of parents 
Obviously my Mom was placed into a care home as a self funding resident at £800 per month.
Myself and my Brother bought my Moms 50% of the 'family home' after a couple of independent valuations which was to be used on her care required.
Some people told me that Mom shouldnt have sold her half as the house was unsaleable because no one would be interested in buying a half share of an house but like your parents, mine worked hard all their lives with little savings, and it was her house and we thought it right that it was her 'savings' to pay for as much care as it could.

My Mom passed away in 2019 after using the bulk of her house money to fund her care but she was so well looked after in a residential home of the families choice and we still have the 50% left to us by our Dad

My thoughts are 1) take your time to grieve for your lost loved one and when it feels the right time (within 2 years of your Dads passing) 2) arrange to see a solicitor to talk about your Moms proposal and also to see what they say about changing your Dads will to see if this can be changed to allow you to inherit your Dads 50% share of the property

Please just take your time