New bank recommendation.

[Deleted User]

Virgin One account is/was RBS, so references to staying with Virgin aren't really relevant as the current Virgin is a different bank entirely (Clydesdale). RBS used to allow you to retain the current account part of it but that may have changed. 

The Lloyds stable (Lloyds, Halifax or BOS) or Nationwide would be my suggestion for a plain current account. First Direct will accept a manual switch if your old bank doesn't offer CASS and is highly rated by some too.

eskbanker

flyinggizmo said:

The Virgin Account will be closed by them permanently next month and my property deeds returned to me.

Haven't they offered you the option of retaining it as a standard current account, even though the loan facility has ended?  I still have mine, quite a few years after repaying the mortgage....

flyinggizmo

@eskbanker That's really interesting. No they didn't mention that option when I spoke at length with them on the phone this morning. That would be the ideal option for me. I'll ring them back and ask!

flyinggizmo

@eskbanker No unfortunately that option is not available. I've just spoken to them and they'll extend the deadline by 60 days to give everyone a bit more time but then that's it! Back to plan B !!