Best business credit card for international transactions

tekno_2

Hi guys, looking for some help with this. I am on the lookout for a credit card where there are no international transaction fees. I just need to be able to make payments to a supplier based in China. If you have any experience of one, please do share. 

I have done a lot of google searches and I am unable to find one that is free, pays a bit of cashback or avios and has no international fees. 

Please share experiences and gotchas if you can, I would be much obliged.

lr1277

This is not a recommendation as I have no experience with this card.

But according to this article on Head for Points. the Capital on Tap Visa credit card will give you most of what you want. But it does cost £99/year.

https://www.headforpoints.com/2021/05/10/sme-get-points-worth-10500-avios-with-capital-on-taps-visa-card/

I am aware that AMEX offer cards to limited companies. But most (if not all) are not free, there will be a FX charge and is less likely to be accapted in B2B transactions than a VISA card.

The question for you is will the savings in FX fees and avios points outweigh the yearly charge. And I would imagine the yearly fee is tax deductible in your annual accounts.

HTH.

Savvy_Sue

Is this for a business, or personal use? 

There's an article on this page about sending money abroad: https://www.moneysavingexpert.com/bank-accounts/

And this is where to look for a suitable credit card: https://www.moneysavingexpert.com/borrowing/

However both of those will be directed more to personal than business customers. 

Sandtree

tekno_2 said:

Hi guys, looking for some help with this. I am on the lookout for a credit card where there are no international transaction fees. I just need to be able to make payments to a supplier based in China. If you have any experience of one, please do share. 

I have done a lot of google searches and I am unable to find one that is free, pays a bit of cashback or avios and has no international fees. 

Please share experiences and gotchas if you can, I would be much obliged.

Does it have to be a credit card?

Starling is fee free for business and personal debit cards on international transactions