Credit agreement for an online course

NaomiBuffery

I signed up for a training program in the US. The total cost of the course was approx £3000 and I pay in monthly installments of £250. The way the course was marketed, it felt like it would be no problem to get a return on my investment. But actually I'm struggling to meet the payments each month and it's causing me stress. I'm self employed and I'm not sleeping worrying about money. The contract is governed by Colorado laws which I know nothing about. Ideally I would like to reduce my monthly payments and spread them out over a longer period so that I know I can always budget for them. I was just wondering where I stand legally on this. Or do you know where I could get free legal advice. 

Penguin_

I think you will be bound by whatever rights there are in Colorado.

Alderbank

Before worrying about your legal rights, discuss your problem with the course providers. You are not cancelling, you are seeking to change the payment terms. My experience of US companies is that they are often very willing to do this.

Be aware that the course provider probably uses another company such as WorldPay to manage payments for them.

JJ_Egan

Citizens Advice Bureau for legal advice .

But they cannot really give more than general advice .

As you said its USA laws not UK laws .

Who was the finance with ?? a USA company .