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AskAsk
AskAsk Posts: 3,048 Forumite
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edited 15 November 2021 at 12:46PM in House buying, renting & selling
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Comments

  • Slithery
    Slithery Posts: 6,046 Forumite
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    Are you sure that you're looking at the leasehold ownership, not the freehold?
  • user1977
    user1977 Posts: 17,034 Forumite
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    edited 10 October 2021 at 7:20PM
    AskAsk said:
    Slithery said:
    Are you sure that you're looking at the leasehold ownership, not the freehold?
    the land registry office copy was sent to my friend by his solicitor so i am guessing it is the leasehold ownership registration.  how can i tell if it refers to the freehold or the leasehold?
    It will say so somewhere on it. And for the freehold title, the description of the property will be for (at least) the block rather than just the flat.
  • canaldumidi
    canaldumidi Posts: 3,511 Forumite
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    edited 10 October 2021 at 7:07PM
    Find the leasehold Title.
    Pay £3 and download it.
    Who is the registered owner?
    It sounds like he also owns a share of the freehold, but this is owned via a company and he owns a share in that company.
  • Land_Registry
    Land_Registry Posts: 6,084 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Search again as suggested and see if there’s a Leasehold listed along with the freehold. 
    If you’ve got the freehold register does it refer to the lease and it’s title number? If it does then search by that title number and not the address. 
    “Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • user1977
    user1977 Posts: 17,034 Forumite
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    Might help if you showed us a copy of whatever you're looking at.
  • user1977
    user1977 Posts: 17,034 Forumite
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    The freehold title will refer to registered leaseholds under it, but that doesn't mean it is the leasehold title you're looking at.
  • canaldumidi
    canaldumidi Posts: 3,511 Forumite
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    edited 11 October 2021 at 10:13AM
    Have you looked at the LR website yet? Identified both the leasehold and freehold titles? Purchased one or both?
    Instead of us all guessing, in 5 minutes you could clarify things.
  • user1977
    user1977 Posts: 17,034 Forumite
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    edited 11 October 2021 at 10:33AM
    AskAsk said:
    canaldumidi said:
    Have you looked at the LR website yet? Identified both the leasehold and freehold titles? Purchased one or both?
    Instead of us all guessing, in 5 minutes you could clarify things.
    my original question is whether it is usual to own a flat through a share certificate rather than through a lease as the paperwork woud appear to point in this direction.
    No, nobody does that. As explained above, the share certificate is for your friend's interest in the company which owns the freehold. So if the solicitor sent the freehold title along with the share certificate, it was probably to show what the company owned. Wasn't there any accompanying correspondence from the solicitor saying something along those lines?
  • Anon98
    Anon98 Posts: 4 Newbie
    First Post
    Hi, I have been in the process of buying a freehold house for a few months. The seller had bought the house at auction and at this time it had been missed that there was a lease attached to the house as mentioned in the freehold title register. It has been requested that the reference of the lease is to be removed from the charges register on the freehold title plan. However, it appears the seller's solicitor is struggling to provide evidence, they have a copy of the lease, but no leasehold title and they do not know what can be provided to determine the lease/merge. Can you advise? I have been recommended not to continue with this purchase after months since putting my offer in because of this issue. I have also been told indemnity insurance from the seller will not cover me. 
  • Jenni_D
    Jenni_D Posts: 5,356 Forumite
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    Might be better to start your own new thread. :) 
    Jenni x
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