Retain credit cards with zero income

Choppit69

Some months ago I quit my job, reducing my household income to almost zero (not for this thread), this means that I wouldn't meet the eligibility criteria for the credit cards I hold, if I were to apply today. Card balances have always been paid in full every month, and I have the means to continue doing so for years to come with sensible spending. I don't actually need the credit, and use them for purchase protection and cashback reasons. Is there any way they can discover my income without me telling them, and do I have a duty to disclose this information if not asked?

TadleyBaggie

No and No.

[Deleted User]

Some card agreements say that you need to tell them of a material change in circumstances, such as yours. You'd need to check your agreements.

The number of people who do reveal such information is relatively small. 

ItsComingRome

TadleyBaggie said:

No and No.

Not true, there are some which require you to update them if your circumstances change.

MovingForwards

Looks like you've taken early retirement and have independent means of supporting yourself, based on your first thread. People do and it doesn't stop them getting a PT / FT / consultant job down the line.

Just double check your state pension entitlement, if you've not done so already, read all of it and not just the headline section.