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Best way to pay...?
Loz01
Posts: 1,848 Forumite
in Credit cards
I am going to be getting Invisalign braces soon, they are £4k. Yes my teeth are bad and yes unfortunately this is the cost lol. I'm stuck on how to pay. Ive got a HSBC credit card alongside my normal HSBC account that is £3k limit. I owe it about £450 at the moment. I asked them to increase this to £4k and they said no.... I don't know if this is because I owe on it. If so I can just pay the £450 off. I was looking on the CC section and got pre-approved for Virgin/M&S which is 0% for 36 months, should I just do this and pay it this way?
I do have £4k in savings so part of me thinks shall I just pay it up front and avoid all this APR nonsense.... any advice appreciated!! Thanks.
I do have £4k in savings so part of me thinks shall I just pay it up front and avoid all this APR nonsense.... any advice appreciated!! Thanks.
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Comments
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Unless you can get a 0% card, use your savings.
But you're not going to earn a huge amount on 4k in the bank.
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