Best money/ wealth management app

Emmia

numbersrule said:

Emmia said:

numbersrule said:

Every individual's finances tend to be unique.
I believe the best option is Excel so you can create your own spread-sheet.
Excel is quite capable of adding up a few numbers.
It is possible to create a spread-sheet with a monthly budget, income, outgoings and current account end of month bottom line, below which all cash savings and investments are listed on a month end by month end basis with a grand total at the foot of each column calculated just before pay day each month.
I have no intention of using an app that was designed by someone else.
I guarantee that if I did I would find it really irritating and there would be things in it that wouldn't quite fit my individual circumstances.

The apps auto import many of the accounts though, so you spend less time faffing about going into each account and updating the spreadsheet. I used to use a spreadsheet, but the apps make it simpler, and offer instant analytics. 

But if you're happier with a spreadsheet then that's great too.

Emma is a step up from Yolt in terms of functionality.

But my understanding is that not all accounts are accessible by the apps?
That makes a nonsense of it surely?

The couple that don't sync into Emma i just update the balances once a week or so - they're my premium bonds (and that holding only changes when I deposit each month) and my S&S ISA - which I don't need to view the latest balance on as it's just sat there doing its thing... again a monthly update is ok.

All my current accounts and my cash savings accounts feed in - these are the ones I monitor day to day.

Se1Lad

Barclays One is pretty good and lets me see all my accounts, investments and pensions that sit under Barclays.  It would be helpful if you could add other bank details to it though.  I think it’s also only for wealth or private clients:

https://www.barclays.co.uk/wealth-management/banking-online/barclays-one/