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What Small Things Will You Do This Week? 04/10/21
Bagpuss741
Posts: 2,290 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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Comments
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Today I have/will:
1. Checked online banking
2. Been to Wilko to stock up on bird seed, cat food & treats. They had no litter so will try Cardiff store on Wednesday
3. Surveys
4. Meals from stores
5. Duolingo Welsh
6. Paid bills that needed paying
Congratulations on the job @jadewest94
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini4 -
Thanks @Bagpuss741
Today I have/will
Gym - went before work
Put washing on and away
Meal plan
Need to buy plain black trainers for work SundayI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;3 -
Hey everyone
Today I have/will:
- Check online banking and wiggle a few things around - Done
- Quick tidy at home (hoover, clean bathroom) - Done
- Pop to shop to top up electric meter - Done
- Prepare as much of dinner as I can before I pick up DS from school
- Put on an extra big cardigan as I'm freezing haha - Done!Debt free once - Back again | Current debt: £3002.96 - January 2023 | Currently repaying £50 a month - Estimated DFD Jan 2028 | Make £2023 in 2023 #51 - £33.75/£20233 -
Morning allI thought I had posted yesterday but hadn't - pity, as I did loadsWorking later today, so more modest plans:Walk dog (done)Email re check in details for the holiday accommodation I have booked for the coming weekend (done)Washed up using hot water from flasks, which I filled up from the kettles on the wood stove last night before I went to bed (done)Fold up dry washing from airer - it mostly dried outside in the wind yesterday, but was finished off on the airer overnight in the residual heat from the wood stove (done)Take said washing upstairs and put it awayFind a space in the freezer for the ratatouille I made yesterday to use up some aubergines and courgettes from the gardenPick and wash spinach and chard for a pie later in the weekLunch will be a BLT, OH assures meWill walk to work to save fuel / free exercise if it isn't pouring with rain. It is about a mile, hardly worth getting the car out, unless it is pouring, of course!Take a couple of items to the CS I pass on the way, a cardigan whose colour doesn't suit me (will go back to the CS it came from) and a men's fleece that I bought in another CS on holiday a couple of years ago when it was unseasonably cold and I didn't have anything wintry warm with me. It was great for camping, really big and came down to my knees with room for loads of layers underneath, but not a good look It would fit OH but is bright red and he doesn't wear bright colours.Pick up the couple of items from the supermarket that I couldn't get in my Icyland delivery yesterdayDinner will be easy, pesto pasta, to use some of the pesto I made yesterday.Hope everyone has a good day.2
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Afternoon all!
To do
Pick up something for food tonight (something chicken)
Pick up Pesto as @DawnW has just inspired me to have pesto pasta salad for work tomorrow
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;2 -
Today I have/will:
1. Checked online banking
2. Spent hours trying to get my iPad to update ( finally updated via laptop but had to uninstall iTunes and then reinstall it)
3. NSD
4. Meals from stores
5. Received £807 back money for my ESA which is ridiculously too high so will wait to see if the DWP take it back out of account (was only expecting £200 ish)
6. Read free book
7. Duolingo Welsh
8. Write list ready to finish Christmas shopping tomorrow in Cardiff
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini2 -
hey everyone Since starting at uni I have fallen off of the wayside again! I've been so busy my feet haven't touched the ground. That and the petrol situation has had a massive positive effect on my financial situation!
Today I have:
put away like a million loads of washing!
quick tidy up & 2 cleaning tasks in the bathroom
returned an item and posted another - waslked to the po to get some exercise/blow the cobwebs out
online uni lectures so no travel
need to do some studying when madam goes to bed & make lunches for tomorrow
think I'm going to have a bath and a fairly early night as am so tired!
Ok that's meDF as at 30/12/16
Womblng 2020:
NSD Jan 2/18 YTD: 23 -
Evening allToday I have;Dog walk, free exerciseWashed up / cleaned kitchen surfaces with hot water from the stove kettles, kept in flasks overnightHoovered / dusted through middle floorBit of garden tidyingMade a big pan of chilliPicked berries for breakfast and 3 small cucumbersFed and watered strawberry basketsChilly evening, stove alight with kettles on againNothing spent today.2
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Evening all!
Just finished a 2 hour teams call, £60 to talk about buses
Not much else happeningI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;2 -
Today I have/will:
1. Checked online banking
2. Finalised meal plan for next week
3. Finalised shopping list ready to go food shopping tomorrow
4. Treated myself to the new Agatha Raisin book which was released today (not moneysaving but I rarely buy books)
5. Meals from stores
6. Duolingo Welsh
7. Surveys
@jadewest94 did you have much to say about busesTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini2
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