Credit card for spouse with no income

Martin_the_Unjust

Mrs Unjust, who is a housewife with no income got an Amazon credit card without any problems, maximum spend though is very low, something like £700.

born_again

Carrot007 said:

born_again said:

Should not have been a issue with a chargeback.

Why?

Surely chargeback or s75 (or whatever it was) are for the benefit of the card holder (as in the t&C).

This generally does not extend to anything on a secondary card. That they would even consider it if it was for the benefit of the main cardholder sounds better than most companies.

OP: I have not a clue here, are there any cards when you can guarantee the spending and say you will pay it of? And if there are would protection still be valid? While some do ask about partners income I doubt you would end up with a card with a limit to be able purchase a holiday anyway

Chargebacks are card regulations & it makes no difference if it is primary or secondary cardholder that made the purchase..
So it would have been a non receipt chargeback. No chance now as well out of time. Unless holiday was within the last 120 days.

S75 on the other hand tend to be based on primary card holder as it is their account.
Although some card providers will take S75 on a secondary card holder spending.