Cancelling Car Insurance - to cancel or suspend?

mermaidnwuk

I have recently sold my car which was insured until December 2021.  Do I cancel the insurance or suspend as I do not imagine I will get a car for the rest of this year?  I have been told, by a family member, suspending my car insurance will keep my no claims bonus intact without having to prove it again on getting another car and car insurance.  I know it is only 3 full months but every little helps.  Thanks for any advice.

dunstonh

 Do I cancel the insurance or suspend as I do not imagine I will get a car for the rest of this year? 

Does the insurer offer a suspend option? - It's not an option I have seen before.

Brie

And if there's only 3 months left to run there' likely to be very little if anything for a refund particularly if there are all the usual admin fees.  I'd be ringing the company to check and to let them know that the car has been sold.  This should only include them putting a note on the policy file NOT sending you any change of policy documents (for which you would be charged).  

I also suggest that you inform them that you do not want automatic renewal of the policy and that you make a note of the date & time of the call and who you talk to in case you need to refer back to it.