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Where to go to and WHEN do I switch?

Currently with EDF.
Fixed contract ends 31st October.
I'm so confused about WHERE to move to! (Given the current headlines.)
If I move to the cheapest quoted and they go bust... I'm stuck?

+ WHEN should I switch?
Shall I apply to switch now?
Or do I wait 1 week before 31st or something?

+ What do I switch to??
The current prices will be super high - but the new says prices will go down?
So... if I go for a fixed rate... then this rate will be a high rate? But... this will go down in a few months (praying and hoping).
Confused. 🤔 

Thanks.

Comments

  • t0rt0ise
    t0rt0ise Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    At the moment the cheapest deal is to just let it roll over to the deemed tariff. For future reference, you can change from a fixed deal 40 days before it ends. If you choose a fixed deal it will be a lot more expensive and you will be locked in. It's for you to decide whether you think prices will come down and you will lose out.
  • JGB1955
    JGB1955 Posts: 3,977 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Some fixed deals have a 'nil' exit charge, so even though you may be fixed for (say) 24 months, you can jump ship if prices start to fall.
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
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