HOW MUCH HAVE YOU SAVED POLL 12 September 2003 at 5:36PM edited 30 November -1 at 1:00AM in How much have you saved? 21 replies 3.5K views

MSE_Martin

Please discuss the 'how much have you saved poll' by replying here.

Poll Started 12 September 2003: Roughly how much do you think you will have made or saved in total over a year from the articles, chat tips or listening to Martin? (to see previous poll results or discuss this poll go to CHAT)

Nothing/Zilch/'Snot Fair
Up to £50
£51 to £500
£501 to £1000
£1000 + (HOORAH!)

colin.mclean

£240, and counting.

Reduced my household insurance by £120 by getting quotes via https://www.moneysupermarket.com, and

In the process of replacing our level term life assurance joint policy with two separate policies, each for the same cover and term but with a lower total premium - saving £10/month with effectively double the cover!

Not a bad start for a (currently) 2-star Money Saver, me thinks!

Thanks Martin

Martinslovechild

I calculate that I have saved £23642.15.  ;D

See how I did it at http://www.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=saved;action=display;num=1048949191

Martin has (quite literally) saved me a fortune !!!  

(updated post see further down!!)

Martinslovechild

By the way,

If you have Microsoft Excel and want to work out how much you can save on your mortgage, then here goes. If the New Workbook task pane isn't in view, on the File menu, click New, and then click General Templates on the New Workbook task pane. Double-click the Loan Amortization template on the Spreadsheet Solutions tab. Enter values in the Loan Calculator, and view the Loan Summary and a list of payments.

Key in the 6 parameters (i.e. how much you pay now) and write down the total interest figure. Now try reducing the Loan Period in Years figure by 1, then 2, then 3 etc. The cost per month only increases by a few quid and yet you are knocking years off your mortgage and saving loads in interest too !!! Work out the cost savings by simply subtracting the interest displayed from the one you wrote down earlier.

Try it - you'll be amazed. I certainly was !!!.

hellomoto

I don't think I could possibly add it up!

;D ;D ;D

MSE_Martin

Poll Started 12 September 2003: Roughly how much do you think you will have made or saved in total over a year from the articles, chat tips or listening to Martin? (to see previous poll results or discuss this poll go to CHAT)

£51 to £500 41.1% - (93 Votes)
This is my first time here 23.4% - (53 Votes)
£501 to £1000 12.3% - (28 Votes)
Up to £50 11.9% - (27 Votes)
£1000 + (HOORAH!) 8.8% - (20 Votes)
Nothing/Zilch/'Snot Fair 2.2% - (5 Votes)

Total Votes: 226

Furniture_man

;D ;D ;D ;D ;D ;D ;D

So far I saved on Car Insurance, Telephone, Electricity and Gas as`well as swithching Credit Cards to interest free.

At a rough guess (exact calculations will be available when bills are received) I reckon to have saved some £400 plus.

I am halfway through the 'Diet Book' and reckon with the tips picked up will easily increase my savings

Will report with more savings shortly.

Thank you Martin!!!!!!!!!!!!!!!!!

;D ;D ;D ;D ;D ;D

david78

Done my yearly appraisal of my position today.

I saved £670 May 03-April 04. Not too bad ;D

Hoping to make some more when I swap the "blue whale" next year.

System

I bought your book a few days ago, The 1st saving was made after reading your introduction and convincing the shop keeper that it was in the spirirt of the book to let me have a discount. I was charged £5.99 a 25% discount. The first in my money saving career, Thank you.

wirm

I would love to see how or if this will change now compared to what it was.....would be very interesting to see!

MSE_Martin

Cheers Paul and thank you for your letter too