Autoaid

derrick

Just had my renewal for Autoaid, gone up again, last year paid £60, this year £65.

But looking at their site, (https://www.autoaidbreakdown.co.uk/) there is the option to use Autonational for half the price if using vehicle based cover as against personal cover.

Am thinking as I only use one car it would cut the cost in half.

Any opinions or pro's and cons?

neilmcl

I only use the one car and have always just use vehicle cover, don't see any point in going personal for the very slim off chance I'll be in a another car that breaks down and the owner themselves doesn't have cover with it.

Just renewed mine with Start Recue for £25.

derrick

neilmcl said:

I only use the one car and have always just use vehicle cover, don't see any point in going personal for the very slim off chance I'll be in a another car that breaks down and the owner themselves doesn't have cover with it.

Just renewed mine with Start Recue for £25.

Have you had to use them?

If so what is their rating?

I would nee the £30.80 cover as I would like the home assist.

Ebe_Scrooge

I tend to agree.  I think where AutoAid comes into its own is where you've got husband & wife, two cars in the household, both people drive both cars.  It then works out as good value.  But for a single person with one car, there are definitely cheaper options out there.

neilmcl

derrick said:

neilmcl said:

I only use the one car and have always just use vehicle cover, don't see any point in going personal for the very slim off chance I'll be in a another car that breaks down and the owner themselves doesn't have cover with it.

Just renewed mine with Start Recue for £25.

Have you had to use them?

If so what is their rating?

I would nee the £30.80 cover as I would like the home assist.

That's the policy I have, and like I said I only paid £25. They're one of the few companies that like to offer deals to their existing customers at renewal.

I've not had to use them myself but my Dad has and he said he couldn't fault them. They do generally have a very good reputation.

neilmcl

On a side note, and something I just found out when I renewed with Start Rescue, Apparently Roadside Recovery only applies over set minimum distance from your home address in a lot of cases. With Start Rescue, for example, it used to be 1 mile but they've just dropped it to 1/4 mile (which is how I now know), so in other words if you broke down within this distance then you couldn't get it recovered. I suppose this is where Home Assist comes in as that covers the car up to that distance from your home.

Something to be aware of, and not something I was until now, worth checking the fine prints in your policies.

movilogo

After many years of using AutoAid [but never claimed] they were no longer cheapest. So this year got it from Eversure. Not claimed so don't know how good they are.

Jenni_D

neilmcl said:

On a side note, and something I just found out when I renewed with Start Rescue, Apparently Roadside Recovery only applies over set minimum distance from your home address in a lot of cases. With Start Rescue, for example, it used to be 1 mile but they've just dropped it to 1/4 mile (which is how I now know), so in other words if you broke down within this distance then you couldn't get it recovered. I suppose this is where Home Assist comes in as that covers the car up to that distance from your home.

Something to be aware of, and not something I was until now, worth checking the fine prints in your policies.

I think most rescue companies/providers have the same clause, perhaps with differing distances ... break down within X distance of home and they won't assist unless you have the Home cover option.

If it's only 1/4 mile then I'm sure it would be feasible to get the car just more than that distance away.  

neilmcl

Jenni_D said:

neilmcl said:

On a side note, and something I just found out when I renewed with Start Rescue, Apparently Roadside Recovery only applies over set minimum distance from your home address in a lot of cases. With Start Rescue, for example, it used to be 1 mile but they've just dropped it to 1/4 mile (which is how I now know), so in other words if you broke down within this distance then you couldn't get it recovered. I suppose this is where Home Assist comes in as that covers the car up to that distance from your home.

Something to be aware of, and not something I was until now, worth checking the fine prints in your policies.

I think most rescue companies/providers have the same clause, perhaps with differing distances ... break down within X distance of home and they won't assist unless you have the Home cover option.

If it's only 1/4 mile then I'm sure it would be feasible to get the car just more than that distance away.  

That's why I brought it up, I hadn't previously been aware of this.

derrick

neilmcl said:

derrick said:

neilmcl said:

I only use the one car and have always just use vehicle cover, don't see any point in going personal for the very slim off chance I'll be in a another car that breaks down and the owner themselves doesn't have cover with it.

Just renewed mine with Start Recue for £25.

Have you had to use them?

If so what is their rating?

I would nee the £30.80 cover as I would like the home assist.

That's the policy I have, and like I said I only paid £25. They're one of the few companies that like to offer deals to their existing customers at renewal.

I've not had to use them myself but my Dad has and he said he couldn't fault them. They do generally have a very good reputation.

Just tried to use Start rescue and my quotes are, £52.01.  £56.80.  £65.05. only quoting first 3 levels of cover.

My car is 25 years old so that may be the reason.