Inheriting property with sibling

MaryNB

Abbafan1972 said:

MaryNB said:

Abbafan1972 said:

I'm confused - do you have both a sister and a brother?  As the 1st post refers to he?  Was it your mother or sister that pre-deceased your father?

Different posters. Silvertabby is just sharing their story of a similar situation, they're not the OP.

Sorry about that - I clearly hadn't woken up yet when I was reading this thread!

Neither had I, I read it the same way the first time as well. 

diggingdude

Any chance you could move in? If not, how about putting a lodger in your half?

Or.....just accept that it was never your house and that your mother wanted your brother to live there. Be very careful putting any money into the house but I would do regular inspections at the least

martindow

Isn't this dependant on what the will says?  The will could say that the person has the right to live in the house for as long as they wish.  This person does not own the house. 

On the person's death or them deciding to live elsewhere the will stipulates how the house should be passed on to beneficiaries.

mimi1980

Update from op. He can’t buy me out he doesn’t work so can’t get mortgage mum has paid everything for him for years and he will be living off some cash inheritance. He does nothing goes no where so spends very little so he can probably live his whole life without needing to see the house for his share. No debt or inheritance tax house is only worth about 90k as in a cheap area. I can’t move in I have a wife and 3 kids that are in high school and it’s a small 2 up 2 down. He won’t discuss paying any rent for my half and there is zero chance of getting a lodger in. He won’t contribute to the funeral costs or anything. I can’t afford to take it to court especially as the house isn’t worth that much. So it seems he just gets a free house for as long as he wants then. Just goes to show working your !!!!!! off can be pointless I would love to it have to pay rent or even just get a mortgage on a place that’s mine but this was my only way to get money for a deposit. Wish I’d chosen to be a sponging bum and not be at work every day for the last 15 years like him 

Brie

@mimi1980

for what it's worth you aren't the only one with a brother like this.

Silvertabby

mimi1980 said:

Update from op. He can’t buy me out he doesn’t work so can’t get mortgage mum has paid everything for him for years and he will be living off some cash inheritance. He does nothing goes no where so spends very little so he can probably live his whole life without needing to see the house for his share. No debt or inheritance tax house is only worth about 90k as in a cheap area. I can’t move in I have a wife and 3 kids that are in high school and it’s a small 2 up 2 down. He won’t discuss paying any rent for my half and there is zero chance of getting a lodger in. He won’t contribute to the funeral costs or anything. I can’t afford to take it to court especially as the house isn’t worth that much. So it seems he just gets a free house for as long as he wants then. Just goes to show working your !!!!!! off can be pointless I would love to it have to pay rent or even just get a mortgage on a place that’s mine but this was my only way to get money for a deposit. Wish I’d chosen to be a sponging bum and not be at work every day for the last 15 years like him 

Does he have any idea how much the utilities, council tax, insurance etc will cost?  And that's before the boiler goes tits up or the roof starts to leak.....

csgohan4

Silvertabby said:

mimi1980 said:

Update from op. He can’t buy me out he doesn’t work so can’t get mortgage mum has paid everything for him for years and he will be living off some cash inheritance. He does nothing goes no where so spends very little so he can probably live his whole life without needing to see the house for his share. No debt or inheritance tax house is only worth about 90k as in a cheap area. I can’t move in I have a wife and 3 kids that are in high school and it’s a small 2 up 2 down. He won’t discuss paying any rent for my half and there is zero chance of getting a lodger in. He won’t contribute to the funeral costs or anything. I can’t afford to take it to court especially as the house isn’t worth that much. So it seems he just gets a free house for as long as he wants then. Just goes to show working your !!!!!! off can be pointless I would love to it have to pay rent or even just get a mortgage on a place that’s mine but this was my only way to get money for a deposit. Wish I’d chosen to be a sponging bum and not be at work every day for the last 15 years like him 

Does he have any idea how much the utilities, council tax, insurance etc will cost?  And that's before the boiler goes tits up or the roof starts to leak.....

Looks like their going to end the way of  another poster's sister, bankrupt and losing the lot. What goes around comes around. 

Sad why some people have no motivation to better themselves, than live like this.  No shame in burdening their own elderly mother and eventually the state

maisie_cat

Frankly if I were the OP I would reject the bequest. It may well end up costing more than the 40k or so net the half share is worth.

[Deleted User]

mimi1980 said:

Update from op. He can’t buy me out he doesn’t work so can’t get mortgage mum has paid everything for him for years and he will be living off some cash inheritance. He does nothing goes no where so spends very little so he can probably live his whole life without needing to see the house for his share. No debt or inheritance tax house is only worth about 90k as in a cheap area. I can’t move in I have a wife and 3 kids that are in high school and it’s a small 2 up 2 down. He won’t discuss paying any rent for my half and there is zero chance of getting a lodger in. He won’t contribute to the funeral costs or anything. I can’t afford to take it to court especially as the house isn’t worth that much. So it seems he just gets a free house for as long as he wants then. Just goes to show working your !!!!!! off can be pointless I would love to it have to pay rent or even just get a mortgage on a place that’s mine but this was my only way to get money for a deposit. Wish I’d chosen to be a sponging bum and not be at work every day for the last 15 years like him 

You should explain to him that he can't do that.

First they will cut whatever benefits he gets because he has the inheritance money. Then the bills will roll in. Council tax, electricity, gas, water, waste water, internet, TV licence. Then the house will start needing repairs. Boiler, roof.

He needs to get help. There's probably some reason why he is like that. GP is a good first port of call.

HampshireH

maisie_cat said:

Frankly if I were the OP I would reject the bequest. It may well end up costing more than the 40k or so net the half share is worth.

I would too. £40k is a lot of money but in reality and in the legal worlds it's not 

OP. Your mum has effectively given this house to your brother I would reject the bequest and walk away from it otherwise the house (in repairs and liabilities) as well as any legal fees you may incur in consultation or trying to fight her wishes will leave you with very little and a lot of stress 

Can't funeral costs come from the estate before distribution so your brother does pay from his half?

Other alternative is if there is cash (which you mentioned) then see if he will vary the ratio in return from you walking away from the house.

I would say he sounds selfish and won't agree this but your mother has brought him up with this entitlement and then enabled it in her will also.