Got control of my personal finances today

heidiiii

not really sure where to post this, but been reading this forum for a while now and finally today I got the news i managed to refinance all my unsecured and bad debt to only one loan. I live in norway and used a service to help me but its pretty similar process here as in the uk. I will now be saving quite a bit of money a month and only have 1 bill to pay. SOO happy and wanted to share it. Have a fantastic weekend everyone, and always remember there is always a way out of bad debt.

[Deleted User]

So you took out a consolidation loan ?

pogofish

And the COVID-related interest is..?

tacpot12

The original post was curious. I decided it wasn't spam because the OP had linked to a Norweigan site.

I didn't criticise the OP, but taking out a consolidation loan definitely ISN'T getting your personal finances under control. They are only under control if you have stopped spending money you can't afford, and it usualy takes six months or so after having taken out a consolidation loan to figure out whether or not you have managed to curb your bad habits.  

heidiiii

yes, i gathered all debts into one loan. And now i have a clear 2 year plan for how to pay it all down. im not there yet, but for the first time in a very long time i feel like i have things under control more now. a clear budget and a clear road to get out of debt. 

london21

That’s great all the best.

Hopefully you pay it off soon and are free.

try to spend less than you earn and buy what you need.

Shop around for the best price.