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6 yr old defaults
dizzyduch
Posts: 36 Forumite
Hi all
i have 2 defaults, 1 with Halifax the other with Lowell (they bought the Halifax debt). The satisfied defaults are both 6 years old and due to fall off on September 23.
i have 2 defaults, 1 with Halifax the other with Lowell (they bought the Halifax debt). The satisfied defaults are both 6 years old and due to fall off on September 23.
My question is will they defaults actually clear off my credit files on the 23rd? Or later?
I’ve checked my files on the main 3 CRA, the defaults are no longer showing on Trans union but are on both Equifax and Experian.
0
Comments
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They will drop off on the 23rd.1
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When they do drop off, don't be surprised if your "score" goes down initially, rather than up.
Yes, yes, we know scores don't matter but some people do look at them or use them as a challenge/goal.1 -
Just checked, the default has dropped off Equifax today …. HURRAH
Just Experian now… hopefully will be gone tomorrow 😀0
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