We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
After a DRO..
Options

CrinkleCut21
Posts: 3 Newbie

in IVA & DRO
Hi Everyone!
Thanks to support on here, in November 2018 I was successful in applying for a DRO. The moratorium period ended in November 2019.
I have had a look on my credit file, and none of the debts included have been marked either with the 'correct' default date, or marked default at all. I only checked because I was recently contacted by a third party who had bought one of the debts. They took the DRO details and apologised, and passed it back.
Do I need to go through each debt individually on my credit record and raise a dispute, or is there any way of doing this in bulk? Is going through the 'rasie a dispute' channel the correct way to do this, or should I contact the companies independently?
I know I have a long way to go until my record cleans up, but I'd rather try and get it in order now!
Thank you all for your help
Thanks to support on here, in November 2018 I was successful in applying for a DRO. The moratorium period ended in November 2019.
I have had a look on my credit file, and none of the debts included have been marked either with the 'correct' default date, or marked default at all. I only checked because I was recently contacted by a third party who had bought one of the debts. They took the DRO details and apologised, and passed it back.
Do I need to go through each debt individually on my credit record and raise a dispute, or is there any way of doing this in bulk? Is going through the 'rasie a dispute' channel the correct way to do this, or should I contact the companies independently?
I know I have a long way to go until my record cleans up, but I'd rather try and get it in order now!
Thank you all for your help
0
Comments
-
You're going to have to contact each company separately
https://debtcamel.co.uk/repair-credit-record-dro/
0 -
Thanks, @fatbelly
Have got my letters ready to go - two accounts are marked as delinquent, rather than default, do I need to contact them too?0 -
CrinkleCut21 said:Thanks, @fatbelly
Have got my letters ready to go - two accounts are marked as delinquent, rather than default, do I need to contact them too?1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards