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Is my DRO complete?
I was accepted for a DRO a year ago today. On my insolvency register record it now says the following:
"Currently Subject To Debt Relief Order : Moratorium Period ended on 14 September 2021"
What does 'Moratorium Period ended' mean? Does this mean my DRO is now complete and I'm free of the debts?
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Comments
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Yes, it's completed satisfactorily!0
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Congratulations for getting through the DRO
Don't forget to take a screenshot of your entry on the Insolvency Register as your details will be removed in 3 months
Also, you don't hear anything from the DRO unit to say your DRO has completed, but when mine ended I emailed them to ask if I could have a letter confirming it had ended and they did it straightaway as one of my creditors wanted proof even though I provided a screenshot from the insolvency register showing the moratorium period had ended0 -
Yep, no fan fare, no certificate, no telegram from the queen, but your debt has now gone, congratulations you.
Next step, credit file clean up, check the "Debt Camel" website for more details.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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