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Does a small finance loan help protect my consumer rights?

I am thinking about buying a new caravan.  Although I can afford to pay for the caravan outright should I get a small loan (£5K) to help protect my consumer rights if something goes wrong/faulty with the caravan? 

Comments

  • y3sitsm3
    y3sitsm3 Posts: 399 Forumite
    100 Posts Name Dropper
    edited 12 September 2021 at 7:56PM
    A loan where you just get given the cash to buy the product would provide you with no S75.  You'd need to take finance out on the caravan itself, but they're perhaps unlikely to give you a small amount of finance.

    Paying a small amount on a credit card would work though.
  • p00hsticks
    p00hsticks Posts: 14,964 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    y3sitsm3 said:


    Paying a small amount on a credit card would work though.

    Providing the caravan doesn't cost over £30,000
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