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Learning to walk before I run
Comments
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elantan said:badmemory said:I had to call in the surgery last week, the first time for a long time. They have 2 big boards with all the GPs names on. Instead of being virtually full they were barely two thirds full. They've been taken over by a company & anyone over 50 is gone. So basically no-one to keep them grounded.
Yes I do
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I had heard private companies were coming in down your way, our GP's are private businesses as well, but from what i hear Virgin etc have started taking over surgeries. Its heart breaking whats happening, private health care through the back door.5
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There's a shortage of around 10,000 GPs at the moment.
My brother's practice is currently short of two partners and another two want to retire, but they need to find people to buy into the practice to release their capital - all GP practices are privately owned but contracted to the NHS. As what younger GPs there are don't want to commit long term and make the financial investment, the only option is to sell up. I'm pretty sure my brother would quit if he could - and you don't want exhausted, demoralized and demotivated people making life or death decisions.5 -
Jings @greenbee - I didn't even realise there were that many GPS in the country!
£28.21 paid out from Prolific - they appear to have upgraded me so that I get instant payments now 👍5 -
edinburgher said:
You can't put a price on safety, Ed 👍
Unfortunately becoming compliant with the new regs will cost IRO £400Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Worth the investment in compliance.
Nice to get immediate payouts for surveys.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/55 -
The builder has come out to collect a key for Monday - I guess he wasn't a con artist after all!
£28.20 paid into my SIPP (£35.25 after tax relief). I only hope and pray that all these payments count for something some day - at the moment everything just seems to go down7 -
edinburgher said:The builder has come out to collect a key for Monday - I guess he wasn't a con artist after all!6
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Sad about sipp going down. You are buying more of individual funds than you were before. It should bounce back at some point. I'm about to put more in pensions - despite having wiped out around 10% off my sipp. Let's hope they recover soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/54 -
Managed to complete a couple of short surveys on Prolific, including one with numerous issues that I reported. They eventually paid me anyway - possibly just to shut me up?6
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