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Learning to walk before I run
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Thank goodness it's the weekend - I'm allowed out the blimmin' house tomorrow!Busy day planned. Plasterers coming early doors, then two builders coming for site visits before quoting. I also want to try and get into Glasgow to claim some money that I handed in to a police station that is now mine for the keepingAnd yes, Babe reference!9
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Ooh, lots of money?5
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themadvix said:I got the Babe reference 😊Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
Alchemilla said:Ooh, lots of money?5
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Sounds like a busy period coming up. Hope you feel all better soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/55 -
Free ££- that’ll do pig 🐖MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £1,700/£5,0006 -
Plasterer finished already - strewth! Mrs E says they've done a good job, but I'd assumed a whole day job based on the price. Hey ho, I hired based on glowing feedback, not cheapness
Got my free £50, spent most of it
First builder showed up. Seemed credible, but they're all very tax avoidy...5 -
But some renovations are not VATable I believe, so maybe they want to keep the 2 parts as separate issues.
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Great news on the plastering.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/55 -
Ok, so I'm definitely going to food hell for yesterday
Breakfast was rolls from a local greasy spoon, lunch chicken from a well know bearded gentleman and dinner was a takeaway burger. In our defence, the kitchen was out of commission from 8-8 as we tidied up and rebuilt!
Forgot to pay anything off the CC yesterday, so transferred £477.07 today. Also bought birthday presents for a nearby family birthday and a mother's day gift for my mum. She's a very difficult woman to shop for - spends her time travelling about between several different houses, isn't particularly acquisitive and doesn't have any hobbies that I know of! Got a nice hamper of luxury foods from one of the countries that she loves in the end.
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