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Learning to walk before I run
Comments
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Fantastic news, I am so happy for you and your family 🎉Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Thanks folks
@Cheery_Daff - Could take as long as 7 weeks
And yes, new (less salubrious) office. Not in social work for the marble buildings! 8 -
Congratulations Ed, so well deserved!! 🍻Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
So blooming pleased for you. A new chapter beckons.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5 -
Yay ! How exciting. Great newsMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
YAY! Seconding beanie's comment - a new chapter indeed! Well done ed 😁👍
Greying XGC November 2026 £42.87/£143.00 (MrT £16.23/£58, MrS £20/£60, cash £6.64/£22)
"Low-Vember", credit: @Blackcats
Non-food spend November 2026 £9.85/£80
Bulk Fund 2026 Month 11/12 - £0/£20.40 (reducing balance - start £120)4 -
Amazing news - well deserved!2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day5 -
That's fantastic news. Well done.5
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Great news, well done you 🎉🎈🍾🥂5
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I’m genuinely a bit wobbly here for you! ❤️🤩🎊🎉🥳
So utterly, utterly delighted for you.When you’ve signed the new contract … you are sooooooo going to enjoy telling your current boss! Can I be a fly on the wall, please-please-please …!! 😂😂😂😂😉
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7
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