Learning to walk before I run

Alchemilla

Your mortgage must be tiny, Ed!

edinburgher

@badmemory - I'm jealous of my plumber If I wasn't knocking on 40 I'd retrain.

@Alchemilla - it's only about £50k less than yours - it's just very looooooong!

My no more spends theory has gone out the window as I am meant to go grocery shopping and DD1 has grown out of her gym shoes. She has now passed 128cm tall, which I hadn't expected until she was about 9 

Suffolk_lass

The thing is, they just don't do what it says on the tin, these children. DS used to put on loads of weight all of a sudden and then grow 5cm in a month, so he looked taller and thinner. Weird. He is 6'4" 194cm now and seems to have stopped growing (hopefully, at 29, although he is looking taller but that might be his salary controlled diet...). When he was new, he was the longest baby they had ever had in that hospital  There's a reason he's our one and only

edinburgher

@Suffolk_lass Good God - he's a man mountain! At least he'll be useful for accessing the top shelves and hanging things  I like salary controlled diet...

I have been paid and have transferred £2,500 to Mrs E for PB as I think we'll have enough money left in my current account to tide us over until February. No major expenses planned, but Mrs E has a litany of small orders and payments for me to sort out this evening

Couch finance went through straight away, got the email on Monday morning 👍

I was back at my class at 06:30 this morning and am officially cream crackered! I really struggle with sleeping the night before. I don't think it's because I dread the class (any more), the feeling is more akin to "missing a flight" anxiety. Possibly because I'm worried I'll sleep in past my 05:30 alarm? 🤔

Alchemilla

Am I allowed to ask what the class is?

edinburgher

@Alchemilla - of course, I've mentioned it several times (not being mysterious) but you've recently returned! It's an athletic training class with two weekly strength training sessions and sprints at the weekend 

Alchemilla

edinburgher said:

@Alchemilla - of course, I've mentioned it several times (not being mysterious) but you've recently returned! It's an athletic training class with two weekly strength training sessions and sprints at the weekend 

Ooh I say, sounds very energetic!

edinburgher

After coming to the realisation that figures for retirement living standards largely seem to be predicated on the assumption that you have paid off your mortgage, I have made my first overpayment in 6+ years! The £4 will make all the difference Because I can't resist a wee plooter, I'll also pay a matching £4 into my ISA to see whether or not I can get to mortgage neutral a wee bit quicker with investments doing some of the lifting. Feels good to be on this board without false pretences again

Alchemilla

edinburgher said:

After coming to the realisation that figures for retirement living standards largely seem to be predicated on the assumption that you have paid off your mortgage, I have made my first overpayment in 6+ years! The £4 will make all the difference Because I can't resist a wee plooter, I'll also pay a matching £4 into my ISA to see whether or not I can get to mortgage neutral a wee bit quicker with investments doing some of the lifting. Feels good to be on this board without false pretences again

Excellent, it's all progress!

edinburgher

Thanks Al, it certainly is. Made another £4 payment to both mortgage and ISA for last week. I figure if I can stick with it weekly it'll be over £400 this year, better than a poke in the eye.