We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Warning : Santander scam text
MalMonroe
Posts: 5,783 Forumite
Hi, I know that people are receiving scam texts all the time but I've just had one purportedly from Santander advising that I have a new payee and that if I don't think the message is meant for me I have to click on the link in the text.
I just think that these scams are getting more sophisticated all the time. If I were a Santander customer, I may have been tempted to click. But then again after being an MSE forumite, I must admit that I have been taught better than that!
Just be careful out there, everyone. I've reported and blocked the message but it's so easy for them to contact us. Especially when we may actually have banking apps on our phones. . .
PS I don't expect any responses - I did just want to report this to my Fellow Forumites. If it's in the wrong place, I apologise. If you don't want to know that's fine, I understand completely. Love and peace
I just think that these scams are getting more sophisticated all the time. If I were a Santander customer, I may have been tempted to click. But then again after being an MSE forumite, I must admit that I have been taught better than that!
Just be careful out there, everyone. I've reported and blocked the message but it's so easy for them to contact us. Especially when we may actually have banking apps on our phones. . .
PS I don't expect any responses - I did just want to report this to my Fellow Forumites. If it's in the wrong place, I apologise. If you don't want to know that's fine, I understand completely. Love and peace
Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
4
Comments
-
Having banking apps on your phone makes you no more likely to receive scam texts. The fraudsters sending the messages have no idea what apps you are having on your phone, or whether your phone is even capable of running apps. They just use random number generators and shoot their messages off to those random numbers in the hope to catch people unawares.MalMonroe said:
Just be careful out there, everyone. I've reported and blocked the message but it's so easy for them to contact us. Especially when we may actually have banking apps on our phones. . .2 -
Indeed, I get such texts on an old bomb-proof nokia dumbphone as well as a smartphone. There's no (or negligible) targetting.Daliah said:
Having banking apps on your phone makes you no more likely to receive scam texts. The fraudsters sending the messages have no idea what apps you are having on your phone, or whether your phone is even capable of running apps. They just use random number generators and shoot their messages off to those random numbers in the hope to catch people unawares.MalMonroe said:
Just be careful out there, everyone. I've reported and blocked the message but it's so easy for them to contact us. Especially when we may actually have banking apps on our phones. . .
Not sure why OP is bothered about having banking apps on the phone at all.
The links in scam texts will take you to a scam website. They won't access your banking apps.
And if you open your banking app to check the alleged 'new payee' you'll be bypassing the scammers link, no harm will be done and you'll see that nothing's amiss.
Having banking apps is a good defence against such scam texts, they (surely?) don't worsen any risk.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards