Halifax 'cashback extras' and other retailers card-linked rewards - Clash?

Bossworld
Bossworld Posts: 426 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 9 September 2021 at 2:32PM in Budgeting & bank accounts
I've tried to use a 'card linked perks' offer via my employer's scheme, 'Perks at Work' (10% back from Morrisons).

It's yet to track, and their online guidance makes mention of potential issues if your card is linked to more than one scheme, and that registering elsewhere should pull your PAW card link.  I note that Quidco do their own 'high street cashback' scheme (my card isn't linked to this).

Don't suppose anyone knows from experience if Quidco, PAW, and any other scheme, run separately to the banks' own schemes?  E.g. Halifax Cashback Extras, NatWest Rewards?  

Can't find a straight answer online.  Halifax didn't know the answer.  PAW just requoted their same thing.

I don't know how these networks (Quidco/PAW) get the transaction information; I always assumed the banks, Amex etc. just look at merchant ID and transaction date, hence why their own reward schemes track so quickly. But the Halifax one is opt-in per offer, if that makes any difference.

Comments

  • TOP_CAT
    TOP_CAT Posts: 583 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Couldnt you open a number of halifax accounts and then use each debit card signed up and used separately for each scheme ?



  • TOP_CAT said:
    Couldnt you open a number of halifax accounts and then use each debit card signed up and used separately for each scheme ?



    Afraid not, I've got 1 x Halifax current account and 1 x Halifax credit card and they're both automatically linked to Cashback Extras. I can cancel Cashback Extras membership, but I'd forfeit around £20 that's currently pending so will have to perhaps wait it out and try in a few months.

    Our (NatWest) joint account is on the lowest rewards thing they offer, so I think that falls foul of P@W's RBS specific advice.

    Could open a new, separate credit card I suppose but seems a lot of faff for the occasional 10% back on groceries.

    --

    What I'd be really interested in, is whether anyone is signed up to Quidco's equivalent scheme, and also has their bank's scheme operational at the same time?
  • Bossworld
    Bossworld Posts: 426 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Turns out that Halifax's one clashes with Perks at Work, and I assume Quidco too.

    I've signed up for an Amazon mastercard, got to hope/assume that the Amazon integration means that they draw transaction info via different means, and I'll be able to also pair that card with Perks at Work but we'll soon find out.
  • pokora
    pokora Posts: 190 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I wasn't aware of this. My company use giftcards discounted instead of this way.
  • Bossworld
    Bossworld Posts: 426 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Sorry never updated the thread.  The Amazon card works fine for Perks@Work card-based perks, and also tots up a miniscule amount of points towards Amazon vouchers at the same time (£10 for every £4000 spent elsewhere).

    I earned about £60 of Wow Points back just doing normal Morrisons grocery shops over the space of two months - they kept showing 10% every week on Perks@Work.
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