Care Home bill

geeky_2

This is in relation to the changes in the care cap which is currently set at £23,000. My mother in law has just entered a care home on a temporary basis last week with a view to become permanent. She is currently self funded. It would probably be approximately a year before she would need financial help. The government are changing the cap to £80,000 in October 2022. Does anyone know which cap she would be subjected to if requiring help next October. TIA

sheramber

I suggest you read this  article. The cap is not all it seems

https://www.bbc.co.uk/news/health-58442991

Alfrescodave

sheramber said:

I suggest you read this  article. The cap is not all it seems

https://www.bbc.co.uk/news/health-58442991

Absolutely right. As yet there are no real "accurate" details as to how this change will impact on people's care home finances. This magic figure of an £80,000 cap is misleading without a detailed explanation which I guess will be a long time coming and possibly bring disappointment to many.
As ever the devil is in the detail or will be. 

elsien

Yes, it's an interesting figure given that at the moment care homes don't separate out the care element from the "hotel" element so care homes will be needing to do a lot of sums in order to work out how to split the two.

68ComebackSpecial

geeky_2 said:

This is in relation to the changes in the care cap which is currently set at £23,000. My mother in law has just entered a care home on a temporary basis last week with a view to become permanent. She is currently self funded. It would probably be approximately a year before she would need financial help. The government are changing the cap to £80,000 in October 2022. Does anyone know which cap she would be subjected to if requiring help next October. TIA

It's a cap of £86,000 and won't apply until 2023. Crucially it relates to care costs, not the costs associated with daily living - accommodation, food, laundry, utilities - so a large proportion of the cost will still need to be born by those self funding.