App options for savings accounts lacking own app or part of Open Banking

hoc

Charter Savings, Kent Reliance, Shawbrook, and many others don't have apps of their own. These banks are also not part of Open Banking. If I want to see my balance is my only option to use a third party app that logs in using my actual password? Unlike Open Banking these were regarded as "at your own risk" several years ago and I suppose in the case of theft there would be no protection help. Has anything improved? I don't need the ability to transact or manage the account, only to see the balances. Is there any option which the banks officially support?

Thrugelmir

Spreadsheets are an easy way of maintaining data.  

hoc

Thrugelmir said:

Spreadsheets are an easy way of maintaining data.  

Yes very good. I'm lready doing that. That wasn't my question.

Notepad_Phil

hoc said:

Charter Savings, Kent Reliance, Shawbrook, and many others don't have apps of their own. These banks are also not part of Open Banking. If I want to see my balance is my only option to use a third party app that logs in using my actual password? Unlike Open Banking these were regarded as "at your own risk" several years ago and I suppose in the case of theft there would be no protection help. Has anything improved? I don't need the ability to transact or manage the account, only to see the balances. Is there any option which the banks officially support?

If the bit in bold is not a question then I'm not sure what is

Albermarle

hoc said:

Charter Savings, Kent Reliance, Shawbrook, and many others don't have apps of their own. These banks are also not part of Open Banking. If I want to see my balance is my only option to use a third party app that logs in using my actual password? Unlike Open Banking these were regarded as "at your own risk" several years ago and I suppose in the case of theft there would be no protection help. Has anything improved? I don't need the ability to transact or manage the account, only to see the balances. Is there any option which the banks officially support?

I think there is very little incentive for these smaller companies/banks, to spend a lot of money on apps/software development etc as only a small minority of customers have any need/desire to check savings balances on a regular basis. Especially as I think a lot of the accounts are fixed rate ones, that you can not add to or withdraw from anyway .
Presumably one reason they can offer good interest rates is that they keep costs down.

DireEmblem

If you're not bothered about the 'best' interest rates, then you could use the Starling savings pots.  The app is pretty decent.

Eco_Miser

hoc said:

 If I want to see my balance is my only option to use a third party app that logs in using my actual password?

Surely you have the option to log in yourself, using a browser app?