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What Small DFW Things Will You Do This Week? 6/9/2021!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;

Admiral - £0/£8000

DFW Challenges! 

PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026

Savings goal £91.50/£1000
«1

Comments

  • BlueJ94
    BlueJ94 Posts: 3,225 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 6 September 2021 at 7:40PM
    Hopefully one toes have been stepped on this morning and I haven’t cross posted! 😀

    I actually ate breakfast today, led in bed snuggling with the dog but hey I had breakfast :lol:

    to do when I get home from work;

    clean kitchen done
    wash clothes and hang out done
    Hoover bedrooms 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Afternoon folks

    Thanks @jadewest94 for starting us off today :)

    Back in work today (although WFH) and was really anxious about it last night for no real reason (although I am sorting something I'm not entirely comfortable with).

    Quick list:
    :star: B/L/D from stores
    :star: Portion up left over brisket form yesterday and freeze
    :star: Pop a loaf on
    :star: Early gym session at new-to-me gym (wasn't told off too much at least :joy: )
    :star: WFH
    :star: Washing on line
    :star: OH working 
    :star: Bit of knitting later to chill

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Hi all

    Can I join back in? Have had a speedy few weeks so want to get back to minding the pennies. 

    Plan for tomorrow:
    • NSD
    • Drive DB1 to Hastings
    • Recover from driving to and from Hastings 😂
    • TOMM - kitchen (inc sorting out rubbish, recycling and food waste for collection on Wednesday)
    • All meals and snacks from stores
    • Prolific/PMP
    • Finish knitting sleeve 2 of pink jumper
    B x
  • BlueJ94
    BlueJ94 Posts: 3,225 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Sure can @Betharooni ☺️
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  Been to Morrisons to stock up on cat treats
    3.  Meals from stores
    4.  Duolingo Welsh
    5.  Coursework
    6.  Drink more water as I always seem to have a headache lately
    7.  Washing is drying on line to make the most of the gorgeous weather
    8.  Read free kindle book
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Afternoon folks

    In the office today, not at hime. But that's ok, I like being in. Had to cancel the party that I was organising for work - just not enough people. Need to pay back the folks who sent me money. Plan now is for a few of us to meet up for drinks which should be nice.

    Just the normal bits today:
    :star: B/L/D from stores
    :star: Poss nip to the allotment to pick more beans
    :star: OH to do housework?
    :star: Sort the elec tariff for work!
    :star: Bit of knitting

    Have a good one all

    clf x

    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • BlueJ94
    BlueJ94 Posts: 3,225 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 7 September 2021 at 8:47PM
    Afternoon/late afternoon.

    Plans are;

    Water plants (I see some cucumber flowers, I think this is good?) @carrielovesfanta 😂
    Wash the car/hoover 
    Change bed sheets 

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000


  • Water plants (I see some cucumber flowers, I think this is good?) @carrielovesfanta 😂


    Defintely! Mine have only really just got going :)
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Afternoon folks

    Another gym session under my belt at the new place. I'm slooooow but that's ok :)
    Gorgeous day here and I wish I could take my laptop outside but the internet doesn't extend to the garden. Dragged OH up to the allotment last night and picked more beans. All the beans are now on a tray in the sun to dry them out fully before popping them in a jar. I have over 300g of dried beans now and at least as many again to pick. They aren't a climbing bean so you don't get as much bang for your buck but it was nice to grow them.

    I am supposed to be going to another meditation tonight with my friend. The meditation is a bit "activated crytals" for my tastes but it's nice to see my friend and do a bit of enforced relaxation!  

    Small things:
    :star: B/L/D from stores
    :star: Washing outside to dry
    :star: Stick to meal plan and log cals/macros in free app
    :star: Little bit of a tidy round at home
    :star: Cut a big bunch of sage for my friend
    :star: Sneaky bit of sock knitting during my work call this morning :wink:

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1.  Checked online banking
    2.  NSD
    3.  Meals from stores
    4.  Surveys
    5.  Added all my loyalty cards to the stocard app on my phone
    6.  Read free book
    7.  Duolingo welsh
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
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