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Bankruptcy removal.
Pas5256
Posts: 11 Forumite
Hi,
My bankruptcy was filed against me on Dec 2015 so should be removed this Dec 2021, will that make much difference to my credit file score/report from Dec?
Thanks.
My bankruptcy was filed against me on Dec 2015 so should be removed this Dec 2021, will that make much difference to my credit file score/report from Dec?
Thanks.
0
Comments
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Yes, it will no longer be visible to anyone searching your credit file.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Will this boost my credit number in any way or do I just need to keep ontop of current payments etc to improve my number??0
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The only way to boost your number is to keep the bankruptcy. Credit scores like everything to stay the same.
Fortunately you can't do that. The bankruptcy will drop off, your number will fall and lenders will see you as lower risk.
Ignore the pretend credit score and nake sure you're paying everything off on time and in full.0
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