CCJ recieved but already paid the outstanding claim

calv76

Hi I have now received a CCJ   The claimant did a online civil money claim against me which I paid immediately (2 days after I received it) so I had 2 days of interstate on top which was 2p. The claimant is refusing to acknowledge my payment and Ignoring all my emails I just need him to confirm with the courts I have paid but he isn’t. 

He has know gone further and requested a CCJ which I have now received but now the daily interest has gone up by 74p on the CCJ which I have tried to pay this extra 74p with the same bank details as before but it keeps getting reversed is this something he is doing or is it my bank ? I have been in-touch with my bank and all they said is it was with the fraud team and I need to call during the week.  

Since receiving the ccj I have sent back a N443 form to get this cancelled as I have paid this outstanding payment 
can anyone advise me on any of the above please? 

maxximus75

If you provided evidence of the payment with form N443 then that is all you need to do.

As long as a CCJ is paid within one month of issue then that will satify the court and no entry of a CCJ will be shown on your credit reports.  If you pay after one month, then it will show on your credit reports but marked as satified.

I would follow up with a telephone call to the court, 14 days after sending back the form to confirm receipt and that the matter is settled?

Good luck!

calv76

maxximus75 said:

If you provided evidence of the payment with form N443 then that is all you need to do.

As long as a CCJ is paid within one month of issue then that will satify the court and no entry of a CCJ will be shown on your credit reports.  If you pay after one month, then it will show on your credit reports but marked as satified.

I would follow up with a telephone call to the court, 14 days after sending back the form to confirm receipt and that the matter is settled?

Good luck!

Thanks for that. What would you recommend regarding the extra 74p which has been added since I paid the claim? I understand that the interest is charged at 1p a day but obviously I paid this as soon as I received the claim. Which was originally &89.00 and I paid £89.02 as it was the 2nd day. The CCJ is for £89.76. I have even tried paying the extra 75p with the same bank details but keeps getting reversed to me. I will be calling the courts again tomorrow and I have today also printed off all my evidence and sent it to the courts manager hoping this will also help even though o have also emailed the N453 form with my evidence about 12 days ago. 

badmemory

Unfortunately some people do this just to be unpleasant & not because the money is still owed.  In a sort of "I've started so I'll finish" manner.  There should be some way of penalising this behaviour.

Thrugelmir

badmemory said:

Unfortunately some people do this just to be unpleasant & not because the money is still owed.  In a sort of "I've started so I'll finish" manner.  There should be some way of penalising this behaviour.

For small debts such as £89 people should simply pay up. Rather than cause people disportionate amounts of extra wasted time chasing the debt. What goes around comes around as they say. 

calv76

badmemory said:

Unfortunately some people do this just to be unpleasant & not because the money is still owed.  In a sort of "I've started so I'll finish" manner.  There should be some way of penalising this behaviour.

I have now received a letter stating notice of transfer of proceedings to my local court. Does this mean I will be summoned to court to put my case across as the claimant is still starting the money hasn’t been paid but I have proof it has been paid. 

penners324

Yes. Present the proof to the court and present the proof that you've let claimant know.

calv76

penners324 said:

Yes. Present the proof to the court and present the proof that you've let claimant know.

I have sent a letter to the OCMC asking them to look into this for me even though I had completed a N443 form for them to look into this. I am still waiting for details from my local court where this has been transferred to so I can also send my proof to them. My question is what happens if the claimant still insists he has not been paid? I just don’t get what he is getting out of this except cause me stress. 

sourcrates

calv76 said:

penners324 said:

Yes. Present the proof to the court and present the proof that you've let claimant know.

I have sent a letter to the OCMC asking them to look into this for me even though I had completed a N443 form for them to look into this. I am still waiting for details from my local court where this has been transferred to so I can also send my proof to them. My question is what happens if the claimant still insists he has not been paid? I just don’t get what he is getting out of this except cause me stress. 

You present your evidence of payment to the court, and that should be enough to satisfy them, then that ruling will stand despite what the claimant says.

calv76

sourcrates said:

calv76 said:

penners324 said:

Yes. Present the proof to the court and present the proof that you've let claimant know.

I have sent a letter to the OCMC asking them to look into this for me even though I had completed a N443 form for them to look into this. I am still waiting for details from my local court where this has been transferred to so I can also send my proof to them. My question is what happens if the claimant still insists he has not been paid? I just don’t get what he is getting out of this except cause me stress. 

You present your evidence of payment to the court, and that should be enough to satisfy them, then that ruling will stand despite what the claimant says.

I am still waiting for correspondence from my local court. I did send another letter to the judge at the ocmc explaining my payment has been paid but still had no response. Surely with me completing the N443 form and my evidence of payment that  should have been enough I just don’t understand why it’s being passed to another court? 

PaulW922

You are disputing the claim. Therefore it is transferred from the Northampton Bulk Centre (which is really a processing centre) to a proper county court. In your case, it has gone to the court nearest to you. Just hold tight and follow the advice you have been given above.