Which packaged account?

samal

and if joint account, fee is same but both covered. Two phone both cars and both for travel insurance, worth while.

badger09

penners324 said:

Utterly pointless these packaged accounts to most people.

Phones are covered under most house contents insurances 
Breakdown cover is about £70 a year, cheaper if included in your car insurance 
Worldwide multi trip travel insurance is about £30 a year.

You might be able to get Worldwide multi trip travel insurance for £30 a year, but not everyone can!

For us, both over 70 with several (non severe) pre existing health conditions, it costs much much more than that.

We've recently upgraded a joint NationwideFlex account to FlexPlus mainly because their legacy Travel Insurance cover was being withdrawn. Actually, we just about break even on the breakdown cover alone.

FWIW, we had occasion to claim on the travel insurance when I was hospitalised in Thailand with Dengue fever, for which my husband also needed outpatient treatment. There were some minor niggles with our claim, but overall we were pleased with both the cover & the service we received.

WillPS

Saver101101 said:

WillPS said:

Saver101101 said:

peewhyeff said:

Saver101101 said:

I get the Mobile Phone Insurance (4 Phones), AA Cover (With Hire car etc.), Holiday Travel insurance with Winter sports cover, Home Emergency cover and other benefits for free with Lloyds, the downside is I need to keep £10k in the account or it would be £25 per month, but with the low interest rates I doubt I would earn £25 per month on £10k anyway, and they still pay me 1.5% (I think) up to £5k.

What is this account called?   Seems like a good deal.

https://www.lloydsbank.com/assets/assets-private-banking/media/pdf/pb-premier-current-account.pdf

Check your account. Have you had the fee waived since October?

I have never paid the fee, as long as you maintain a balance of £10k or more its waived, I opened the account prior to 2008, so It was basically the old Premier Account benefits, although that account has been withdrawn existing customers still benefit  from the features:

Private Banking Premier Current Account monthly maintaining the account fee £25
Total annual maintaining the account fee £300
We won’t charge the fee if you have at least £10,000 in your account throughout the monthly charging period
Accounts opened or converted before 4th August 2008

Interesting. The article I linked to on MSE suggests that this would be all remaining waivers but it wouldn't be the first or last time they got the details wrong.