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What Small Things Will You Do This Week? 30/08/21

Bagpuss741
Posts: 2,291 Forumite


When
we start out on the DFW trail we do loads of "big stuff" that makes
quite a difference to our situation. These include having our lightbulb
moment, cutting up the credit cards and cancelling Sky and the gym.
But
once we have done the bigger stuff, we often feel that we are not
making the same amount of progress, when in fact the small steps are
helping us form good financial habits and helping us get closer everyday
to staying in control and becoming debt free, or staying debt free.
Examples
could be hanging washing out instead of using the tumble dryer or
leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
4
Comments
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Hope I haven't cross posted.Today I have/will:1. Checked online banking2. Popped into Cardiff as solar butterfly my mother liked was reduced in John Lewis so bought it to put away for christmas.3. Surveys4. Meals from stores5. Coursework6. Read free kindle book7. Opened a chip+1 account and set up pots for MOT, Emergencies and Christmas (will put all my survey money into the christmas one)Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini5
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Evening all,
Today I have
Made millionaires shortbread
Made work lunches
Sorted work clothes for the next 4 days
Emptied dishwasher
Hoovered
Changed bedsheets
I'm about to
Repot some flowers
Have a cuppa and chillI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14 -
Morning Frugalistas,
Haven't made a list but up early as usual & hoping to get plenty done. 1st load of laundry churning at 30° & will be doing my regular start-of-the-week budget updates shortly plus making some bread dough & progressing a couple of projects. No spends required unless I actually manage to find some new bathroom curtains I actually like.
Am nearly on top of the courgette glut but will need to pick tomatoes & chillies today.
Wishing everyone a good frugal week,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)4 -
Hello,
Can i join...been desperately trying to stop spending and struggling badly, i think if i can watch the small pennies as well as the big it may give me some control back and help me have some left over to pay off debts.
I will try and post each day but its hard when working all day but i will try my best.
Today i will:
• do at least 1 one load of washing at 30degrees, the weather is dry but not sunny but will hang on the line to try and dry.
• all meals from stores.
•a friend is coming over later and have cake left over from yesterday so will serve with drinks.
• need to weed the front garden...hate it but needs to be done.
•clean all through the house.
•take dd to her club later and take drinks with me so i dont spend anything.
•book in blood tests with the drs.
•called landlord to sort a leak out - already done.
Thats my plan so far today hopefully it will be a nsd as i dont need to go far. If i can keep myself busy it helps me not resort to needs to find a reason to buy things as i keep doing.
I need to contact all my debtors but that can wait until tomorrow.
5 -
welcome to the thread chopchop55Today I have/will:1. Checked online banking2. Meals from stores (pineapple teriyaki chicken in slow cooker)3. Surveys4. Coursework5. Washed bed linen6. Read free kindle bookTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini3
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Morning all, hope everyone had a great weekend
Plans for the day / week:payday admin - check off on budget etc
list old bag on ebay
post office run to pay in some cash to my account
holiday prep will start this week/ ironing etc
work all week
dinners from scratch
food shop at some point
Minimal commitments this week which suits the weather I think!
Have a great week everyone
Rigarella
Very (Shopping) £796.16 Paid in FULL as of 17/08/2021
Simply Be £1463 £1432 £1195.13 £801.02 £645.24 Paid in FULL 30/09/2021Likely Loans £2465.73 £2191.76 £1917.79 Paid in FULL May 2022
Overdraft £500 Paid in FULL Jan 2023
PayPal Credit £566.53 Paid in FULL Jan 2023
Total debt £5824.89 at the very start of DFW Journey.
Current debt £5,028.73 £4997.73 £4384.31 £3990.20 £3823.06 £2260.37 £1066.53 £0.00
Debt added since start of journey £9000 (borrowed from partner for car)
Current balance of £8550 £8150 Paid in Full June 2022
My debt free diary:
https://forums.moneysavingexpert.com/discussion/6291011/debit-free-diary-starting-august-2021-target-may-2022#latest4 -
Afternoon all,
Back at work nowI've got the same lunch for the next couple of days which I don't mind. I plan on going home doing some laundry and watching some films and thats all today
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
Morning all,
Thank you for the welcome Bagpuss.
I did all my jobs yesterday, which i am happy with. Its the last day of school holidays for me so the plan is to get all the uniforms ready for dd to go back next week.
Todays plans are:
•all meals from stores
•Iron all clothes for work and uniforms.
•tidy and vacuum downstairs.
•loads of washing on 30degrees - currently on, will try and dry outside but maybe need to put in the dryer.
• need to pop to shops for my dinner for work. Trying to be healthy so need some salad.
•do some school work with dd.
•take some items to the charity shop when out this afternoon.
I think thats all for now, i think my list is big enough for today!5 -
Today I have/will:1. Checked online banking2. Paid credit card3. Was gifted a £40 waitrose voucher so popped in to pick up some groceries4. Printed amazon returns label for my brother5. Surveys6. Read free kindle book7. NSD8. Meals from storesTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini5
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Morning all,
I am re-motivating myself by getting back on the Forum, and hopefully back on track!
Today I will:
1. Have a no spend day
2. Stick to my meal plan (although I think I need to use up some left overs so I may have to adapt the meal plan slightly)
3. Get clothes put away
4. Put on a new a washing and get it hung out
5. Read my library book if I get the chance. I need to help out up a marquee later on a for a charity event we are having at the weekend, so I'm not sure if I'll get round to this.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4
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