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Curve and cash withdrawals

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Comments

  • blue.peter
    blue.peter Posts: 1,372 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    colsten said:

    Curve are not in charge of the card provider's T&Cs.
    That's perfectly true. But I'd have thought that they might actually have checked and know what does happen in the real world when their GBiT function is used. They might even have contracts in place to ensure that it works as intended. After all, they are promoting it as a major feature of their product.

    Unless someone has personal experience of it not happening as Curve say, I'm inclined to believe Curve.

  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    colsten said:

    Curve are not in charge of the card provider's T&Cs.
    That's perfectly true. But I'd have thought that they might actually have checked and know what does happen in the real world when their GBiT function is used. They might even have contracts in place to ensure that it works as intended. After all, they are promoting it as a major feature of their product.

    Unless someone has personal experience of it not happening as Curve say, I'm inclined to believe Curve.

    Good luck with relying on a 3rd party's interpretation of the T&Cs agreed between you and a company.
  • creditavenger
    creditavenger Posts: 139 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 19 October 2021 at 1:33PM
    I suspect I'm really late to this particular party, but recently became aware of the talk around this "Curve" phenomenon, although I don't pretend to fully understand the potential benefits of it all yet 

    Nevertheless, my interest had been sparked and I thought that I may be able to benefit in particular from the GBIT feature. 

    As a result I have applied for a Curve card and it has now arrived. I thought it may be of interest to other MSErs to know that I got a free £15 by applying for the card via the "Student Savior" website. This in itself was a good enough reason for me to want one.

    If anyone can assist me in how I can take advantage of the Curve features and explain what exactly they are I'd welcome hearing from you either on the forum or by PM (if you'd rather :* ). I'll be looking to exploit any loopholes to the max, obviously without crossing the line into illegality though, in true MSE style.

    Is it somehow more advantageous to link it with a Chase bank account or something called a Ruby Red (?) card? 

    I'm a little confused at the moment so any hints, tips or pointers will be gratefully received from you more knowledgeable Curvists!!  :)

  • jay1804
    jay1804 Posts: 468 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 19 October 2021 at 2:17PM
    I suspect I'm really late to this particular party, but recently became aware of the talk around this "Curve" phenomenon, although I don't pretend to fully understand the potential benefits of it all yet 

    Nevertheless, my interest had been sparked and I thought that I may be able to benefit in particular from the GBIT feature. 

    As a result I have applied for a Curve card and it has now arrived. I thought it may be of interest to other MSErs to know that I got a free £15 by applying for the card via the "Student Savior" website. This in itself was a good enough reason for me to want one.

    If anyone can assist me in how I can take advantage of the Curve features and explain what exactly they are I'd welcome hearing from you either on the forum or by PM (if you'd rather :* ). I'll be looking to exploit any loopholes to the max, obviously without crossing the line into illegality though, in true MSE style.

    Is it somehow more advantageous to link it with a Chase bank account or something called a Ruby Red (?) card? 

    I'm a little confused at the moment so any hints, tips or pointers will be gratefully received from you more knowledgeable Curvists!!  :)


    A lot of the ways to game the system, involve paying for Curve metal or the Curve fronted fee, which will most likely wipe out any earnings. Also Chase are very clocked on gaming their 'benefits'. I tried paying a couple pennies to cards/accounts and chase, blocked these transactions a couple days later after they went through, there response was that the transactions weren't regular spending, however they didn't remove the round ups. I'm not trying to annoy chase, so i've stopped.

    I've maxed out my Aqua Reward earning 0.5% cashback, and my other cards, only earn 0.25%, so i don't see a real point in doing it.

    I guess if you get the lloyds card after £4000, you earn 0.5%, but i haven't got that card.

    Others might know different ways
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