Told not to drive by doctor for 4 weeks - do I need to tell my car insurance company?

McSued

Hi there, 

Wondering if anyone can help. I was diagnosed (wrongly I believe) with a 'possible TIA' (when the turn happended I went to hospital and was given the all clear but needed an explination and was given the diagnosis with no evidence I think due to family history) and told not to drive for 4 weeks from the event. I am self employed and losing money every day that I'm unable to drive. What I need to know is - 
1. Do I need to inform my car insurance company (obviously I won't be driving)?
2. DVLA? 
3. Can I automatically drive when the month is up? 

Thank you 

Grumpy_chap

Here is the official guidance:
https://www.gov.uk/transient-ischaemic-attacks-and-driving

https://www.gov.uk/government/publications/inf1883-car-or-motorcycle-drivers-who-have-had-a-stroke-or-transient-ischaemic-attack-tia

Appears as though whether you need to report depends on the licence you have.

Jenni_D

1. It depends ... check your insurance policy T&Cs.

Aretnap

Most insurance companies only require you to tell them about medical conditions if you also have to inform the DVLA - but obviously read what you're says to be certain. 

McSued

Jenni_D said:

1. It depends ... check your insurance policy T&Cs.

Tried that but still none the wiser!

Jenni_D

Perhaps search for the term notifiable and/or DVLA?

ontheroad1970

The issue is, however that if you inform DVLA and they suspend your licence, it could be a year before you get certified again.  I might be tempted in your position to check DVLA website for guidance and if it states notification needed to notify your insurance company, and then not drive for the set period sans informing DVLA.  DVLA have a reputation for being very slow normally let alone now.