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New mobile phone contract failing credit check
Comments
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It's not plausible that it's not, as it's such a significant factor in lending criteria.cid_2 said:It's not plausible that it's the overdraft.1 -
I see. I took Farfetch's 'particularly if unauthorised' to mean that an authorised overdraft would have less of an impact. My mistake.
That said, it is a joint account, and my wife had no problem recently getting a new phone contract, so why it would affect me and not her is beyond me. But clearly there's more magic than science involved in all this.0 -
Joint account doesn't make any difference, just means your finances are linked and they don't like something on your record.0
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