Accident Questions

SaverRate

My partner had an accident last week hitting a stationary vehicle. We checked askmid but the third party vehicle is showing as uninsured. Is this site 100% correct or could they have insurance. Reason I ask as they were adamant they didnt want the insurance involved (so this could be why) but we had already contacted ours. 
Also, we have made a claim through Audi Ensurance - has anyone had any experience of using them? We are waiting for a call back from them - likely Monday. Our insurer is Admiral. 

Thanks in advance 

EDIT - I don't have an issue with them claiming more just wondered if ask MID was 100% accurate and experiences of Audi Ensurance 

Monsternextdoor

How much damage was done ? 

My mum had a prang a few months ago and the lad who hit her paid for her work to be done upfront instead of going through the insurance.

SaverRate

To be honest we couldn't see any damage to their vehicle but they say there is - I wont argue that as we have already decided on the insurance route. 
Ours is probably £2k worth of damage, maybe more. This is why we have chosen the insurance route. 

KimJongUn88

Doesn’t matter if they’re insured or not. If there is damage to their vehicle, they can present a valid claim.

SaverRate

KimJongUn88 said:

Doesn’t matter if they’re insured or not. If there is damage to their vehicle, they can present a valid claim.

Okay thanks, don't have an issue with them claiming more just wondered if ask MID was 100% accurate and any experiences of Audi Ensurance 

lemondrops69

It wont be 100% accurate. I could cancel my insurance now and ASKMid would still show it insured for a while, not sure how long though 

AdrianC

HarryDavies01 said:

My partner had an accident last week hitting a stationary vehicle. We checked askmid but the third party vehicle is showing as uninsured. Is this site 100% correct or could they have insurance.

They could do, yes.

Perhaps their policy is new, or has just been changed to a different registration. and the insurer is just a bit tardy in updating the database.

Perhaps the driver was covered on a different policy - perhaps a trade policy or driving-other-cars cover.

But, yes, it is entirely feasible they were uninsured.

However, since that vehicle was stationary, it's simply not your problem. It's an at-fault claim from your policy...