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Is Monzo safe?

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135

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  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 15 August 2021 at 10:41AM
    Just for the avoidance of doubt: this forum isn't reserved to people of older age, nor does being astute about money have to end once you are a pensioner. It's also called the Money Saving Expert site, and keeping money in 0% accounts when there are better alternatives is hardly showing any expertise. Perhaps people should ask themselves whether they'd bother bending down if they came across a £20 note in the street or whether they'd consider this too much effort, or scrabbling around for perks and freebies, or - hilariously - losing their dignity.. Sure, it's your right to leave the £20 for the next person who can be bothered.
  • Shakin_Steve
    Shakin_Steve Posts: 2,813 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    With regards to being on MSE and being an expert, I am a member of several car forums for older models which most of the members have either scrapped or sold. But the forums remain, and people still show an interest in cars in general.
    Some threads, on here, are just general chat, that doesn't mean they are any less valid than the ones that give advice, answer problems or degenerate into a shouting match. I am interested in what people have to say, both experts and non experts.
    I came into this world with nothing and I've got most of it left.
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 15 August 2021 at 1:16PM
    colsten said:
    Just for the avoidance of doubt: this forum isn't reserved to people of older age, nor does being astute about money have to end once you are a pensioner. It's also called the Money Saving Expert site, and keeping money in 0% accounts when there are better alternatives is hardly showing any expertise. Perhaps people should ask themselves whether they'd bother bending down if they came across a £20 note in the street or whether they'd consider this too much effort, or scrabbling around for perks and freebies, or - hilariously - losing their dignity.. Sure, it's your right to leave the £20 for the next person who can be bothered.
    Just to remind you, this forum is called 'Budgeting & Bank Accounts' and is somewhere we can discuss such things. Despite what you think, it's not just about free money. My decision not to scrabble around for small amounts of money here and there is just as valid as your decision to do so. You and I are so completely different and that's good. I agree with @Shakin_Steve that it can become obsessive - but I suppose it gives people something to do with their lives.

  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    gsmh said:
     Despite what you think, it's not just about free money. 
    Now that it interesting, you even know what I think 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

    Thank the Lord there's an ignore list for such instances.
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    colsten said:

    Now that it interesting, you even know what I think 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

    Thank the Lord there's an ignore list for such instances.

    I know you are into your free money because you post prolifically about it! I only know what you tell us. Raw nerve?
  • Mart7379
    Mart7379 Posts: 207 Forumite
    100 Posts Second Anniversary Name Dropper
    It seems my original post has been hijacked into something I have no interest in reading. My post simply asked whether my money was safe with a particular bank. 

    Unless you have something to add to the original question please go and start another thread. 
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 15 August 2021 at 5:10PM
    Mart7379 said:
    It seems my original post has been hijacked into something I have no interest in reading. My post simply asked whether my money was safe with a particular bank. 

    Unless you have something to add to the original question please go and start another thread. 
    I don't think you get to call the shots. If I ask a question I can't then demand the answers specifically deal with my query. A conversation tends to meander somewhat. Imagine in real life if we demanded that people go away and start a new conversation when we felt they were not answering our specific question! It's not like we're on Question Time. If you don't like reading what other members have to say, scroll on. Really.

    To be more specific, I wouldn't touch Monzo with a barge pole.

  • born_again
    born_again Posts: 20,488 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Mart7379 said:
    It seems my original post has been hijacked into something I have no interest in reading. My post simply asked whether my money was safe with a particular bank. 

    Unless you have something to add to the original question please go and start another thread. 
    There as safe as any other bank.

    That is until some scare stories start doing the rounds & you get another Northern Rock.....

    Thankfully with Monzo, there will be no queueing around the block to get your cash out. 🤦‍♀️
    Life in the slow lane
  • Mart7379
    Mart7379 Posts: 207 Forumite
    100 Posts Second Anniversary Name Dropper
    gsmh said:
    Mart7379 said:
    It seems my original post has been hijacked into something I have no interest in reading. My post simply asked whether my money was safe with a particular bank. 

    Unless you have something to add to the original question please go and start another thread. 
    I don't think you get to call the shots. If I ask a question I can't then demand the answers specifically deal with my query. A conversation tends to meander somewhat. Imagine in real life if we demanded that people go away and start a new conversation when we felt they were not answering our specific question! It's not like we're on Question Time. If you don't like reading what other members have to say, scroll on. Really.

    To be more specific, I wouldn't touch Monzo with a barge pole.

    🤣🤣🤣 thanks for your input
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