We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Accounts closed - Banking facilities withdrawn - RBS - Natwest - Ulster - advice needed

2»

Comments

  • WillPS
    WillPS Posts: 5,276 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    I find it hard to believe that it's a coincidence they closed my accounts the day after I had two stalled credit card applications at Natwest followed by a successful/completed application at RBS.  
    It's a coincidence because if they'd believed those applications to be fraudulent, they'd have handled it entirely differently and probably given you a protective marker instead.

    Assessment of account behaviour as has happened to you takes place over a much longer period.

    I doubt it's a coincidence, even if it isn't being treated as potential fraud.

    Multiple account applications in a short space of time are known to trigger 'account reviews', which is why whenever I've faced an issue at application which I can't get past, I will ring and try to continue my application over the phone.

    I doubt there is anything the OP can do about it now tho, sadly.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.