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I’ve bought a car from a dealer who didn’t declare a decat. Rendering car with no MOT/insurance.

MK60RNZ

30/07/2021 

Car paid for £3900. MOT valid until 15th December 2021

Delivery        £300

Delivered 

One months tax £20

Changeover insurance admin fee £25

Car juddering whilst pulling away. Rattles and creaks particularly when low revs


05/08/2021 

Booked to my garage. 

Beaford garage tel: 01805603212

From Beaford Garage’s invoice :

NSF wing replaced

Exhaust Catalytic converter has been cut out

Front bumper repainted

OSF and NSF arm bushes split

Creaking noises throughout body at the front and the rear and general creaking noises throughout

Garage refused to work further on car. Told me to return it       £48

Phoned and messaged Bradley Car Sales explaining that the next MOT would be too expensive. Told to phone next day to talk to a superior 


06/08/2021 

Phoned Bradley Car Sales and told to phone after the weekend to talk to a superior


09/08/2021 

Phoned Bradley Car Sales and told that I’d be called back that day by a superior 

No return call


According to the Consumer Rights Act 2015 goods must be satisfactory, as described, fit for purpose, and last a reasonable amount of time 

The car is none of the above 

Had I driven it and been involved in an accident then I could have been financially ruined - the insurance was invalid due to the modification not being known and declared.  


10/08/21

Phoned Bradley Car Sales. No reply 

Phoned Bradley Car Sales. Replied and told I’d be phoned back later

Bradley Car sales phones. Offers a refund if car delivered back (+£300 delivery paid by myself, again) 

I refused


11/08/2021

Bradley Car Sales phones then messages to say they’ll collect the car and refund


How to move forward?

Suck up the £345 loss and assume they’ll just sell again?  

Tbh the straw that’s broken this camel’s back is the new understanding that I drove the car not knowing that my insurance was actually invalid.  Had I not taken it to my garage and was unlucky enough to have an accident then oh my, my financial position could have been devastated 

If advise is to send it back, I would want to try and ensure this doesn’t just happen to the next purchaser


Comments

  • Did you test drive it or bought online? I would never buy used car without testing it, even if it's was 6 months old.


  • Grumpy_chap
    Grumpy_chap Posts: 16,517 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Was the car a remote purchase?
    If so, you can reject for any reason, or no reason.
  • Herzlos
    Herzlos Posts: 15,205 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If they are offering to refund you if you deliver it to them, then drive it back to them. It's still got a valid MOT and whilst it's a bit creaky I'm not sure it sounds dangerous.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    11yo, sub-£4k car, bought with less than two months MOT remaining (expires 28th Sept, not Dec).

    Are "creaking noises", a few previous body repairs (presumably to a cosmetically acceptable standard), and some worn bushes unreasonable to expect from an 11yo car? No.

    Do your due diligence pre-purchase.

    A decat does not necessarily invalidate your insurance or MOT or tax. I'm surprised at somebody decatting a Nissan Note, though. Probably because they were too tight to repair it properly when it failed the MOT on emissions through never getting properly warmed up, after only 30k miles in 11 years.
  • facade
    facade Posts: 7,296 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If it is an auto, the creaking will be where the passenger side subframe mounting has broken out of the chassis rail.

    If it is bad enough I suppose the subframe could move around enough to cause a judder when pulling away, or it could just be the rubber bush in the torque bar (gearbox mount).


    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    facade said:
    If it is an auto, the creaking will be where the passenger side subframe mounting has broken out of the chassis rail.
    It almost certainly will be - one MOT advisory references a mobility scooter.
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    How does it run without huge noise if cat is cut out?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    edited 13 August 2021 at 7:39AM
    roddydogs said:
    How does it run without huge noise if cat is cut out?
    A plain pipe is welded in in its place.

    It should fail the MOT - both on emissions and on the fact the cat is not present.
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