Dealer sold me a decat car without declaring the modification, meaning MOT & insurance invalid

theatretony

Also, MOT not until December - Only September

ColourBlack

Fuel typePetrol

Date registered14 September 2010

MOT valid until28 September 2021

Jumblebumble

Ditzy_Mitzy said:

p3ncilsharpener said:

Would the insurance really be invalid because a part had been removed without your knowledge?  I doubt it.

Seems like this should have been posted on the "I want to rant even though I'm wrong" board.

Yes it would; the onus is on the driver when it comes to declaring modifications.  The insurer may well have taken a 'view' on it, given the minor nature of the deviation from factory spec, but they would also be within their writes to cancel the policy, depending how the contract was written of course.  

This is not the view of the BIBA and and I doubt the ombudsman would disagree
I think you may be scaremongering
https://www.ageasbroker.co.uk/media/1482/bib010-modified-vehicle-report-web.pdf
See section C and focus on their use of the word obvious 

The customer is expected to answer the specific questions asked when they arrange the insurance for the vehicle to the best of their knowledge and belief. Insurers recognise not every policyholder is an expert and may not appreciate different wheels or a modest boot spoiler. However, any obvious modifications not disclosed could potentially risk the policy being voided. If in doubt, send a photograph of your vehicle to your insurance broker or ask your main dealer for written confirmation of any changes from the standard specification.

born_again

theatretony said:

Also, MOT not until December - Only September

ColourBlack

Fuel typePetrol

Date registered14 September 2010

MOT valid until28 September 2021

Where is that from?

Or is this another poster posting the same problem, but over severral threads?

tedted

from the gov website check mot

mattyprice4004

I could have stepped out the front door and been run over, but it didn’t happen - neither did your insurance issue. 

Accept their offer and return the car, they’ve been more than reasonable.